LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,423
−HK$2,974/mo
▼ 0.25% · 3.875%
HK$48,898
−HK$1,499/mo
Today · 4.125%
HK$50,397
baseline
▲ 0.50% · 4.625%
HK$53,464
+HK$3,067/mo
Deposit HK$10.40M · loan HK$10.40M · min. income ≈ HK$100,794/mo (50% DSR)
Upfront cash ≈ HK$11.23M (deposit + AVD stamp duty HK$829,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,758
−HK$2,850/mo
▼ 0.25% · 3.875%
HK$54,173
−HK$1,435/mo
Today · 4.125%
HK$55,608
baseline
▲ 0.50% · 4.625%
HK$58,539
+HK$2,931/mo
Deposit HK$10.40M · loan HK$10.40M · min. income ≈ HK$111,216/mo (50% DSR)
Upfront cash ≈ HK$11.23M (deposit + AVD stamp duty HK$829,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,908
−HK$3,569/mo
▼ 0.25% · 3.875%
HK$58,678
−HK$1,799/mo
Today · 4.125%
HK$60,477
baseline
▲ 0.50% · 4.625%
HK$64,156
+HK$3,679/mo
Deposit HK$8.32M · loan HK$12.48M · min. income ≈ HK$120,954/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$829,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,310
−HK$3,420/mo
▼ 0.25% · 3.875%
HK$65,007
−HK$1,723/mo
Today · 4.125%
HK$66,730
baseline
▲ 0.50% · 4.625%
HK$70,247
+HK$3,517/mo
Deposit HK$8.32M · loan HK$12.48M · min. income ≈ HK$133,460/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$829,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,393
−HK$4,163/mo
▼ 0.25% · 3.875%
HK$68,458
−HK$2,098/mo
Today · 4.125%
HK$70,556
baseline
▲ 0.50% · 4.625%
HK$74,849
+HK$4,293/mo
Deposit HK$6.24M · loan HK$14.56M · min. income ≈ HK$141,112/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$829,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,861
−HK$3,991/mo
▼ 0.25% · 3.875%
HK$75,842
−HK$2,010/mo
Today · 4.125%
HK$77,852
baseline
▲ 0.50% · 4.625%
HK$81,955
+HK$4,103/mo
Deposit HK$6.24M · loan HK$14.56M · min. income ≈ HK$155,704/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$829,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,362
−HK$5,353/mo
▼ 0.25% · 3.875%
HK$88,017
−HK$2,698/mo
Today · 4.125%
HK$90,715
baseline
▲ 0.50% · 4.625%
HK$96,235
+HK$5,520/mo
Deposit HK$2.08M · loan HK$18.72M · min. income ≈ HK$181,430/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$829,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,964
−HK$5,131/mo
▼ 0.25% · 3.875%
HK$97,511
−HK$2,584/mo
Today · 4.125%
HK$100,095
baseline
▲ 0.50% · 4.625%
HK$105,371
+HK$5,276/mo
Deposit HK$2.08M · loan HK$18.72M · min. income ≈ HK$200,190/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$829,736 · Scale 2, in force from 26 Feb 2026)