LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,426
−HK$2,974/mo
▼ 0.25% · 3.875%
HK$48,901
−HK$1,499/mo
Today · 4.125%
HK$50,400
baseline
▲ 0.50% · 4.625%
HK$53,466
+HK$3,066/mo
Deposit HK$10.40M · loan HK$10.40M · min. income ≈ HK$100,800/mo (50% DSR)
Upfront cash ≈ HK$11.23M (deposit + AVD stamp duty HK$829,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,761
−HK$2,850/mo
▼ 0.25% · 3.875%
HK$54,176
−HK$1,435/mo
Today · 4.125%
HK$55,611
baseline
▲ 0.50% · 4.625%
HK$58,543
+HK$2,932/mo
Deposit HK$10.40M · loan HK$10.40M · min. income ≈ HK$111,222/mo (50% DSR)
Upfront cash ≈ HK$11.23M (deposit + AVD stamp duty HK$829,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,911
−HK$3,569/mo
▼ 0.25% · 3.875%
HK$58,681
−HK$1,799/mo
Today · 4.125%
HK$60,480
baseline
▲ 0.50% · 4.625%
HK$64,160
+HK$3,680/mo
Deposit HK$8.32M · loan HK$12.48M · min. income ≈ HK$120,960/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$829,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,313
−HK$3,420/mo
▼ 0.25% · 3.875%
HK$65,011
−HK$1,722/mo
Today · 4.125%
HK$66,733
baseline
▲ 0.50% · 4.625%
HK$70,251
+HK$3,518/mo
Deposit HK$8.32M · loan HK$12.48M · min. income ≈ HK$133,466/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$829,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,396
−HK$4,164/mo
▼ 0.25% · 3.875%
HK$68,461
−HK$2,099/mo
Today · 4.125%
HK$70,560
baseline
▲ 0.50% · 4.625%
HK$74,853
+HK$4,293/mo
Deposit HK$6.24M · loan HK$14.56M · min. income ≈ HK$141,120/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$829,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,865
−HK$3,991/mo
▼ 0.25% · 3.875%
HK$75,846
−HK$2,010/mo
Today · 4.125%
HK$77,856
baseline
▲ 0.50% · 4.625%
HK$81,960
+HK$4,104/mo
Deposit HK$6.24M · loan HK$14.56M · min. income ≈ HK$155,712/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$829,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,366
−HK$5,354/mo
▼ 0.25% · 3.875%
HK$88,022
−HK$2,698/mo
Today · 4.125%
HK$90,720
baseline
▲ 0.50% · 4.625%
HK$96,240
+HK$5,520/mo
Deposit HK$2.08M · loan HK$18.72M · min. income ≈ HK$181,440/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$829,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,969
−HK$5,131/mo
▼ 0.25% · 3.875%
HK$97,516
−HK$2,584/mo
Today · 4.125%
HK$100,100
baseline
▲ 0.50% · 4.625%
HK$105,377
+HK$5,277/mo
Deposit HK$2.08M · loan HK$18.72M · min. income ≈ HK$200,200/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$829,844 · Scale 2, in force from 26 Feb 2026)