LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,426
−HK$2,974/mo
▼ 0.25% · 3.875%
HK$48,902
−HK$1,498/mo
Today · 4.125%
HK$50,400
baseline
▲ 0.50% · 4.625%
HK$53,467
+HK$3,067/mo
Deposit HK$10.40M · loan HK$10.40M · min. income ≈ HK$100,800/mo (50% DSR)
Upfront cash ≈ HK$11.23M (deposit + AVD stamp duty HK$829,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,761
−HK$2,851/mo
▼ 0.25% · 3.875%
HK$54,176
−HK$1,436/mo
Today · 4.125%
HK$55,612
baseline
▲ 0.50% · 4.625%
HK$58,543
+HK$2,931/mo
Deposit HK$10.40M · loan HK$10.40M · min. income ≈ HK$111,224/mo (50% DSR)
Upfront cash ≈ HK$11.23M (deposit + AVD stamp duty HK$829,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,912
−HK$3,568/mo
▼ 0.25% · 3.875%
HK$58,682
−HK$1,798/mo
Today · 4.125%
HK$60,480
baseline
▲ 0.50% · 4.625%
HK$64,161
+HK$3,681/mo
Deposit HK$8.32M · loan HK$12.48M · min. income ≈ HK$120,960/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$829,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,314
−HK$3,420/mo
▼ 0.25% · 3.875%
HK$65,012
−HK$1,722/mo
Today · 4.125%
HK$66,734
baseline
▲ 0.50% · 4.625%
HK$70,252
+HK$3,518/mo
Deposit HK$8.32M · loan HK$12.48M · min. income ≈ HK$133,468/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$829,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,397
−HK$4,164/mo
▼ 0.25% · 3.875%
HK$68,462
−HK$2,099/mo
Today · 4.125%
HK$70,561
baseline
▲ 0.50% · 4.625%
HK$74,854
+HK$4,293/mo
Deposit HK$6.24M · loan HK$14.56M · min. income ≈ HK$141,122/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$829,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,866
−HK$3,991/mo
▼ 0.25% · 3.875%
HK$75,847
−HK$2,010/mo
Today · 4.125%
HK$77,857
baseline
▲ 0.50% · 4.625%
HK$81,960
+HK$4,103/mo
Deposit HK$6.24M · loan HK$14.56M · min. income ≈ HK$155,714/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$829,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,367
−HK$5,354/mo
▼ 0.25% · 3.875%
HK$88,023
−HK$2,698/mo
Today · 4.125%
HK$90,721
baseline
▲ 0.50% · 4.625%
HK$96,241
+HK$5,520/mo
Deposit HK$2.08M · loan HK$18.72M · min. income ≈ HK$181,442/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$829,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,970
−HK$5,131/mo
▼ 0.25% · 3.875%
HK$97,517
−HK$2,584/mo
Today · 4.125%
HK$100,101
baseline
▲ 0.50% · 4.625%
HK$105,378
+HK$5,277/mo
Deposit HK$2.08M · loan HK$18.72M · min. income ≈ HK$200,202/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$829,868 · Scale 2, in force from 26 Feb 2026)