LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,428
−HK$2,975/mo
▼ 0.25% · 3.875%
HK$48,904
−HK$1,499/mo
Today · 4.125%
HK$50,403
baseline
▲ 0.50% · 4.625%
HK$53,469
+HK$3,066/mo
Deposit HK$10.40M · loan HK$10.40M · min. income ≈ HK$100,806/mo (50% DSR)
Upfront cash ≈ HK$11.23M (deposit + AVD stamp duty HK$829,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,764
−HK$2,850/mo
▼ 0.25% · 3.875%
HK$54,179
−HK$1,435/mo
Today · 4.125%
HK$55,614
baseline
▲ 0.50% · 4.625%
HK$58,546
+HK$2,932/mo
Deposit HK$10.40M · loan HK$10.40M · min. income ≈ HK$111,228/mo (50% DSR)
Upfront cash ≈ HK$11.23M (deposit + AVD stamp duty HK$829,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,914
−HK$3,569/mo
▼ 0.25% · 3.875%
HK$58,684
−HK$1,799/mo
Today · 4.125%
HK$60,483
baseline
▲ 0.50% · 4.625%
HK$64,163
+HK$3,680/mo
Deposit HK$8.32M · loan HK$12.48M · min. income ≈ HK$120,966/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$829,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,316
−HK$3,421/mo
▼ 0.25% · 3.875%
HK$65,014
−HK$1,723/mo
Today · 4.125%
HK$66,737
baseline
▲ 0.50% · 4.625%
HK$70,255
+HK$3,518/mo
Deposit HK$8.32M · loan HK$12.48M · min. income ≈ HK$133,474/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$829,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,400
−HK$4,164/mo
▼ 0.25% · 3.875%
HK$68,465
−HK$2,099/mo
Today · 4.125%
HK$70,564
baseline
▲ 0.50% · 4.625%
HK$74,857
+HK$4,293/mo
Deposit HK$6.24M · loan HK$14.56M · min. income ≈ HK$141,128/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$829,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,869
−HK$3,991/mo
▼ 0.25% · 3.875%
HK$75,850
−HK$2,010/mo
Today · 4.125%
HK$77,860
baseline
▲ 0.50% · 4.625%
HK$81,964
+HK$4,104/mo
Deposit HK$6.24M · loan HK$14.56M · min. income ≈ HK$155,720/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$829,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,371
−HK$5,354/mo
▼ 0.25% · 3.875%
HK$88,027
−HK$2,698/mo
Today · 4.125%
HK$90,725
baseline
▲ 0.50% · 4.625%
HK$96,245
+HK$5,520/mo
Deposit HK$2.08M · loan HK$18.72M · min. income ≈ HK$181,450/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$829,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,974
−HK$5,132/mo
▼ 0.25% · 3.875%
HK$97,522
−HK$2,584/mo
Today · 4.125%
HK$100,106
baseline
▲ 0.50% · 4.625%
HK$105,382
+HK$5,276/mo
Deposit HK$2.08M · loan HK$18.72M · min. income ≈ HK$200,212/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$829,957 · Scale 2, in force from 26 Feb 2026)