LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,431
−HK$2,974/mo
▼ 0.25% · 3.875%
HK$48,906
−HK$1,499/mo
Today · 4.125%
HK$50,405
baseline
▲ 0.50% · 4.625%
HK$53,472
+HK$3,067/mo
Deposit HK$10.40M · loan HK$10.40M · min. income ≈ HK$100,810/mo (50% DSR)
Upfront cash ≈ HK$11.23M (deposit + AVD stamp duty HK$830,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,767
−HK$2,850/mo
▼ 0.25% · 3.875%
HK$54,182
−HK$1,435/mo
Today · 4.125%
HK$55,617
baseline
▲ 0.50% · 4.625%
HK$58,549
+HK$2,932/mo
Deposit HK$10.40M · loan HK$10.40M · min. income ≈ HK$111,234/mo (50% DSR)
Upfront cash ≈ HK$11.23M (deposit + AVD stamp duty HK$830,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,917
−HK$3,569/mo
▼ 0.25% · 3.875%
HK$58,688
−HK$1,798/mo
Today · 4.125%
HK$60,486
baseline
▲ 0.50% · 4.625%
HK$64,167
+HK$3,681/mo
Deposit HK$8.32M · loan HK$12.48M · min. income ≈ HK$120,972/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$830,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,320
−HK$3,421/mo
▼ 0.25% · 3.875%
HK$65,018
−HK$1,723/mo
Today · 4.125%
HK$66,741
baseline
▲ 0.50% · 4.625%
HK$70,259
+HK$3,518/mo
Deposit HK$8.32M · loan HK$12.48M · min. income ≈ HK$133,482/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$830,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,403
−HK$4,164/mo
▼ 0.25% · 3.875%
HK$68,469
−HK$2,098/mo
Today · 4.125%
HK$70,567
baseline
▲ 0.50% · 4.625%
HK$74,861
+HK$4,294/mo
Deposit HK$6.24M · loan HK$14.56M · min. income ≈ HK$141,134/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$830,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,873
−HK$3,991/mo
▼ 0.25% · 3.875%
HK$75,854
−HK$2,010/mo
Today · 4.125%
HK$77,864
baseline
▲ 0.50% · 4.625%
HK$81,969
+HK$4,105/mo
Deposit HK$6.24M · loan HK$14.56M · min. income ≈ HK$155,728/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$830,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,376
−HK$5,354/mo
▼ 0.25% · 3.875%
HK$88,031
−HK$2,699/mo
Today · 4.125%
HK$90,730
baseline
▲ 0.50% · 4.625%
HK$96,250
+HK$5,520/mo
Deposit HK$2.08M · loan HK$18.72M · min. income ≈ HK$181,460/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$830,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,980
−HK$5,131/mo
▼ 0.25% · 3.875%
HK$97,527
−HK$2,584/mo
Today · 4.125%
HK$100,111
baseline
▲ 0.50% · 4.625%
HK$105,388
+HK$5,277/mo
Deposit HK$2.08M · loan HK$18.72M · min. income ≈ HK$200,222/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$830,073 · Scale 2, in force from 26 Feb 2026)