LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,433
−HK$2,975/mo
▼ 0.25% · 3.875%
HK$48,909
−HK$1,499/mo
Today · 4.125%
HK$50,408
baseline
▲ 0.50% · 4.625%
HK$53,475
+HK$3,067/mo
Deposit HK$10.40M · loan HK$10.40M · min. income ≈ HK$100,816/mo (50% DSR)
Upfront cash ≈ HK$11.23M (deposit + AVD stamp duty HK$830,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,769
−HK$2,851/mo
▼ 0.25% · 3.875%
HK$54,184
−HK$1,436/mo
Today · 4.125%
HK$55,620
baseline
▲ 0.50% · 4.625%
HK$58,552
+HK$2,932/mo
Deposit HK$10.40M · loan HK$10.40M · min. income ≈ HK$111,240/mo (50% DSR)
Upfront cash ≈ HK$11.23M (deposit + AVD stamp duty HK$830,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,920
−HK$3,569/mo
▼ 0.25% · 3.875%
HK$58,690
−HK$1,799/mo
Today · 4.125%
HK$60,489
baseline
▲ 0.50% · 4.625%
HK$64,170
+HK$3,681/mo
Deposit HK$8.32M · loan HK$12.48M · min. income ≈ HK$120,978/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$830,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,323
−HK$3,421/mo
▼ 0.25% · 3.875%
HK$65,021
−HK$1,723/mo
Today · 4.125%
HK$66,744
baseline
▲ 0.50% · 4.625%
HK$70,262
+HK$3,518/mo
Deposit HK$8.32M · loan HK$12.48M · min. income ≈ HK$133,488/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$830,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,406
−HK$4,165/mo
▼ 0.25% · 3.875%
HK$68,472
−HK$2,099/mo
Today · 4.125%
HK$70,571
baseline
▲ 0.50% · 4.625%
HK$74,865
+HK$4,294/mo
Deposit HK$6.24M · loan HK$14.56M · min. income ≈ HK$141,142/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$830,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,877
−HK$3,991/mo
▼ 0.25% · 3.875%
HK$75,858
−HK$2,010/mo
Today · 4.125%
HK$77,868
baseline
▲ 0.50% · 4.625%
HK$81,972
+HK$4,104/mo
Deposit HK$6.24M · loan HK$14.56M · min. income ≈ HK$155,736/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$830,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,380
−HK$5,354/mo
▼ 0.25% · 3.875%
HK$88,036
−HK$2,698/mo
Today · 4.125%
HK$90,734
baseline
▲ 0.50% · 4.625%
HK$96,255
+HK$5,521/mo
Deposit HK$2.08M · loan HK$18.72M · min. income ≈ HK$181,468/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$830,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,984
−HK$5,132/mo
▼ 0.25% · 3.875%
HK$97,532
−HK$2,584/mo
Today · 4.125%
HK$100,116
baseline
▲ 0.50% · 4.625%
HK$105,393
+HK$5,277/mo
Deposit HK$2.08M · loan HK$18.72M · min. income ≈ HK$200,232/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$830,170 · Scale 2, in force from 26 Feb 2026)