LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,436
−HK$2,974/mo
▼ 0.25% · 3.875%
HK$48,911
−HK$1,499/mo
Today · 4.125%
HK$50,410
baseline
▲ 0.50% · 4.625%
HK$53,477
+HK$3,067/mo
Deposit HK$10.40M · loan HK$10.40M · min. income ≈ HK$100,820/mo (50% DSR)
Upfront cash ≈ HK$11.23M (deposit + AVD stamp duty HK$830,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,772
−HK$2,851/mo
▼ 0.25% · 3.875%
HK$54,187
−HK$1,436/mo
Today · 4.125%
HK$55,623
baseline
▲ 0.50% · 4.625%
HK$58,555
+HK$2,932/mo
Deposit HK$10.40M · loan HK$10.40M · min. income ≈ HK$111,246/mo (50% DSR)
Upfront cash ≈ HK$11.23M (deposit + AVD stamp duty HK$830,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,923
−HK$3,569/mo
▼ 0.25% · 3.875%
HK$58,693
−HK$1,799/mo
Today · 4.125%
HK$60,492
baseline
▲ 0.50% · 4.625%
HK$64,173
+HK$3,681/mo
Deposit HK$8.32M · loan HK$12.48M · min. income ≈ HK$120,984/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$830,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,326
−HK$3,421/mo
▼ 0.25% · 3.875%
HK$65,024
−HK$1,723/mo
Today · 4.125%
HK$66,747
baseline
▲ 0.50% · 4.625%
HK$70,265
+HK$3,518/mo
Deposit HK$8.32M · loan HK$12.48M · min. income ≈ HK$133,494/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$830,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,410
−HK$4,164/mo
▼ 0.25% · 3.875%
HK$68,475
−HK$2,099/mo
Today · 4.125%
HK$70,574
baseline
▲ 0.50% · 4.625%
HK$74,868
+HK$4,294/mo
Deposit HK$6.24M · loan HK$14.56M · min. income ≈ HK$141,148/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$830,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,880
−HK$3,992/mo
▼ 0.25% · 3.875%
HK$75,862
−HK$2,010/mo
Today · 4.125%
HK$77,872
baseline
▲ 0.50% · 4.625%
HK$81,976
+HK$4,104/mo
Deposit HK$6.24M · loan HK$14.56M · min. income ≈ HK$155,744/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$830,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,384
−HK$5,354/mo
▼ 0.25% · 3.875%
HK$88,040
−HK$2,698/mo
Today · 4.125%
HK$90,738
baseline
▲ 0.50% · 4.625%
HK$96,259
+HK$5,521/mo
Deposit HK$2.08M · loan HK$18.72M · min. income ≈ HK$181,476/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$830,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,989
−HK$5,132/mo
▼ 0.25% · 3.875%
HK$97,536
−HK$2,585/mo
Today · 4.125%
HK$100,121
baseline
▲ 0.50% · 4.625%
HK$105,398
+HK$5,277/mo
Deposit HK$2.08M · loan HK$18.72M · min. income ≈ HK$200,242/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$830,271 · Scale 2, in force from 26 Feb 2026)