LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,437
−HK$2,975/mo
▼ 0.25% · 3.875%
HK$48,913
−HK$1,499/mo
Today · 4.125%
HK$50,412
baseline
▲ 0.50% · 4.625%
HK$53,480
+HK$3,068/mo
Deposit HK$10.40M · loan HK$10.40M · min. income ≈ HK$100,824/mo (50% DSR)
Upfront cash ≈ HK$11.23M (deposit + AVD stamp duty HK$830,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,774
−HK$2,851/mo
▼ 0.25% · 3.875%
HK$54,189
−HK$1,436/mo
Today · 4.125%
HK$55,625
baseline
▲ 0.50% · 4.625%
HK$58,557
+HK$2,932/mo
Deposit HK$10.40M · loan HK$10.40M · min. income ≈ HK$111,250/mo (50% DSR)
Upfront cash ≈ HK$11.23M (deposit + AVD stamp duty HK$830,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,925
−HK$3,570/mo
▼ 0.25% · 3.875%
HK$58,696
−HK$1,799/mo
Today · 4.125%
HK$60,495
baseline
▲ 0.50% · 4.625%
HK$64,176
+HK$3,681/mo
Deposit HK$8.32M · loan HK$12.48M · min. income ≈ HK$120,990/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$830,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,328
−HK$3,422/mo
▼ 0.25% · 3.875%
HK$65,027
−HK$1,723/mo
Today · 4.125%
HK$66,750
baseline
▲ 0.50% · 4.625%
HK$70,268
+HK$3,518/mo
Deposit HK$8.32M · loan HK$12.48M · min. income ≈ HK$133,500/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$830,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,412
−HK$4,165/mo
▼ 0.25% · 3.875%
HK$68,478
−HK$2,099/mo
Today · 4.125%
HK$70,577
baseline
▲ 0.50% · 4.625%
HK$74,872
+HK$4,295/mo
Deposit HK$6.24M · loan HK$14.56M · min. income ≈ HK$141,154/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$830,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,883
−HK$3,992/mo
▼ 0.25% · 3.875%
HK$75,865
−HK$2,010/mo
Today · 4.125%
HK$77,875
baseline
▲ 0.50% · 4.625%
HK$81,980
+HK$4,105/mo
Deposit HK$6.24M · loan HK$14.56M · min. income ≈ HK$155,750/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$830,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,387
−HK$5,355/mo
▼ 0.25% · 3.875%
HK$88,043
−HK$2,699/mo
Today · 4.125%
HK$90,742
baseline
▲ 0.50% · 4.625%
HK$96,263
+HK$5,521/mo
Deposit HK$2.08M · loan HK$18.72M · min. income ≈ HK$181,484/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$830,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,993
−HK$5,132/mo
▼ 0.25% · 3.875%
HK$97,540
−HK$2,585/mo
Today · 4.125%
HK$100,125
baseline
▲ 0.50% · 4.625%
HK$105,403
+HK$5,278/mo
Deposit HK$2.08M · loan HK$18.72M · min. income ≈ HK$200,250/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$830,357 · Scale 2, in force from 26 Feb 2026)