LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,441
−HK$2,975/mo
▼ 0.25% · 3.875%
HK$48,917
−HK$1,499/mo
Today · 4.125%
HK$50,416
baseline
▲ 0.50% · 4.625%
HK$53,484
+HK$3,068/mo
Deposit HK$10.40M · loan HK$10.40M · min. income ≈ HK$100,832/mo (50% DSR)
Upfront cash ≈ HK$11.23M (deposit + AVD stamp duty HK$830,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,778
−HK$2,851/mo
▼ 0.25% · 3.875%
HK$54,193
−HK$1,436/mo
Today · 4.125%
HK$55,629
baseline
▲ 0.50% · 4.625%
HK$58,561
+HK$2,932/mo
Deposit HK$10.40M · loan HK$10.40M · min. income ≈ HK$111,258/mo (50% DSR)
Upfront cash ≈ HK$11.23M (deposit + AVD stamp duty HK$830,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,929
−HK$3,570/mo
▼ 0.25% · 3.875%
HK$58,700
−HK$1,799/mo
Today · 4.125%
HK$60,499
baseline
▲ 0.50% · 4.625%
HK$64,180
+HK$3,681/mo
Deposit HK$8.32M · loan HK$12.48M · min. income ≈ HK$120,998/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$830,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,333
−HK$3,422/mo
▼ 0.25% · 3.875%
HK$65,032
−HK$1,723/mo
Today · 4.125%
HK$66,755
baseline
▲ 0.50% · 4.625%
HK$70,274
+HK$3,519/mo
Deposit HK$8.32M · loan HK$12.48M · min. income ≈ HK$133,510/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$830,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,418
−HK$4,164/mo
▼ 0.25% · 3.875%
HK$68,483
−HK$2,099/mo
Today · 4.125%
HK$70,582
baseline
▲ 0.50% · 4.625%
HK$74,877
+HK$4,295/mo
Deposit HK$6.24M · loan HK$14.56M · min. income ≈ HK$141,164/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$830,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,889
−HK$3,992/mo
▼ 0.25% · 3.875%
HK$75,870
−HK$2,011/mo
Today · 4.125%
HK$77,881
baseline
▲ 0.50% · 4.625%
HK$81,986
+HK$4,105/mo
Deposit HK$6.24M · loan HK$14.56M · min. income ≈ HK$155,762/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$830,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,394
−HK$5,355/mo
▼ 0.25% · 3.875%
HK$88,050
−HK$2,699/mo
Today · 4.125%
HK$90,749
baseline
▲ 0.50% · 4.625%
HK$96,271
+HK$5,522/mo
Deposit HK$2.08M · loan HK$18.72M · min. income ≈ HK$181,498/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$830,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,000
−HK$5,132/mo
▼ 0.25% · 3.875%
HK$97,548
−HK$2,584/mo
Today · 4.125%
HK$100,132
baseline
▲ 0.50% · 4.625%
HK$105,411
+HK$5,279/mo
Deposit HK$2.08M · loan HK$18.72M · min. income ≈ HK$200,264/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$830,515 · Scale 2, in force from 26 Feb 2026)