LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,445
−HK$2,975/mo
▼ 0.25% · 3.875%
HK$48,921
−HK$1,499/mo
Today · 4.125%
HK$50,420
baseline
▲ 0.50% · 4.625%
HK$53,488
+HK$3,068/mo
Deposit HK$10.40M · loan HK$10.40M · min. income ≈ HK$100,840/mo (50% DSR)
Upfront cash ≈ HK$11.23M (deposit + AVD stamp duty HK$830,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,782
−HK$2,852/mo
▼ 0.25% · 3.875%
HK$54,198
−HK$1,436/mo
Today · 4.125%
HK$55,634
baseline
▲ 0.50% · 4.625%
HK$58,567
+HK$2,933/mo
Deposit HK$10.40M · loan HK$10.40M · min. income ≈ HK$111,268/mo (50% DSR)
Upfront cash ≈ HK$11.23M (deposit + AVD stamp duty HK$830,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,934
−HK$3,571/mo
▼ 0.25% · 3.875%
HK$58,705
−HK$1,800/mo
Today · 4.125%
HK$60,505
baseline
▲ 0.50% · 4.625%
HK$64,186
+HK$3,681/mo
Deposit HK$8.32M · loan HK$12.48M · min. income ≈ HK$121,010/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$830,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,339
−HK$3,422/mo
▼ 0.25% · 3.875%
HK$65,038
−HK$1,723/mo
Today · 4.125%
HK$66,761
baseline
▲ 0.50% · 4.625%
HK$70,280
+HK$3,519/mo
Deposit HK$8.32M · loan HK$12.48M · min. income ≈ HK$133,522/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$830,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,423
−HK$4,166/mo
▼ 0.25% · 3.875%
HK$68,489
−HK$2,100/mo
Today · 4.125%
HK$70,589
baseline
▲ 0.50% · 4.625%
HK$74,884
+HK$4,295/mo
Deposit HK$6.24M · loan HK$14.56M · min. income ≈ HK$141,178/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$830,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,895
−HK$3,993/mo
▼ 0.25% · 3.875%
HK$75,877
−HK$2,011/mo
Today · 4.125%
HK$77,888
baseline
▲ 0.50% · 4.625%
HK$81,993
+HK$4,105/mo
Deposit HK$6.24M · loan HK$14.56M · min. income ≈ HK$155,776/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$830,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,401
−HK$5,356/mo
▼ 0.25% · 3.875%
HK$88,058
−HK$2,699/mo
Today · 4.125%
HK$90,757
baseline
▲ 0.50% · 4.625%
HK$96,279
+HK$5,522/mo
Deposit HK$2.08M · loan HK$18.73M · min. income ≈ HK$181,514/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$830,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,008
−HK$5,133/mo
▼ 0.25% · 3.875%
HK$97,556
−HK$2,585/mo
Today · 4.125%
HK$100,141
baseline
▲ 0.50% · 4.625%
HK$105,420
+HK$5,279/mo
Deposit HK$2.08M · loan HK$18.73M · min. income ≈ HK$200,282/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$830,698 · Scale 2, in force from 26 Feb 2026)