LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,447
−HK$2,975/mo
▼ 0.25% · 3.875%
HK$48,922
−HK$1,500/mo
Today · 4.125%
HK$50,422
baseline
▲ 0.50% · 4.625%
HK$53,490
+HK$3,068/mo
Deposit HK$10.40M · loan HK$10.40M · min. income ≈ HK$100,844/mo (50% DSR)
Upfront cash ≈ HK$11.23M (deposit + AVD stamp duty HK$830,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,784
−HK$2,852/mo
▼ 0.25% · 3.875%
HK$54,200
−HK$1,436/mo
Today · 4.125%
HK$55,636
baseline
▲ 0.50% · 4.625%
HK$58,568
+HK$2,932/mo
Deposit HK$10.40M · loan HK$10.40M · min. income ≈ HK$111,272/mo (50% DSR)
Upfront cash ≈ HK$11.23M (deposit + AVD stamp duty HK$830,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,936
−HK$3,570/mo
▼ 0.25% · 3.875%
HK$58,707
−HK$1,799/mo
Today · 4.125%
HK$60,506
baseline
▲ 0.50% · 4.625%
HK$64,188
+HK$3,682/mo
Deposit HK$8.32M · loan HK$12.48M · min. income ≈ HK$121,012/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$830,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,341
−HK$3,422/mo
▼ 0.25% · 3.875%
HK$65,039
−HK$1,724/mo
Today · 4.125%
HK$66,763
baseline
▲ 0.50% · 4.625%
HK$70,282
+HK$3,519/mo
Deposit HK$8.32M · loan HK$12.48M · min. income ≈ HK$133,526/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$830,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,425
−HK$4,166/mo
▼ 0.25% · 3.875%
HK$68,491
−HK$2,100/mo
Today · 4.125%
HK$70,591
baseline
▲ 0.50% · 4.625%
HK$74,886
+HK$4,295/mo
Deposit HK$6.24M · loan HK$14.57M · min. income ≈ HK$141,182/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$830,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,897
−HK$3,993/mo
▼ 0.25% · 3.875%
HK$75,879
−HK$2,011/mo
Today · 4.125%
HK$77,890
baseline
▲ 0.50% · 4.625%
HK$81,996
+HK$4,106/mo
Deposit HK$6.24M · loan HK$14.57M · min. income ≈ HK$155,780/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$830,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,404
−HK$5,356/mo
▼ 0.25% · 3.875%
HK$88,060
−HK$2,700/mo
Today · 4.125%
HK$90,760
baseline
▲ 0.50% · 4.625%
HK$96,282
+HK$5,522/mo
Deposit HK$2.08M · loan HK$18.73M · min. income ≈ HK$181,520/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$830,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,011
−HK$5,133/mo
▼ 0.25% · 3.875%
HK$97,559
−HK$2,585/mo
Today · 4.125%
HK$100,144
baseline
▲ 0.50% · 4.625%
HK$105,423
+HK$5,279/mo
Deposit HK$2.08M · loan HK$18.73M · min. income ≈ HK$200,288/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$830,759 · Scale 2, in force from 26 Feb 2026)