LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,449
−HK$2,976/mo
▼ 0.25% · 3.875%
HK$48,925
−HK$1,500/mo
Today · 4.125%
HK$50,425
baseline
▲ 0.50% · 4.625%
HK$53,493
+HK$3,068/mo
Deposit HK$10.40M · loan HK$10.40M · min. income ≈ HK$100,850/mo (50% DSR)
Upfront cash ≈ HK$11.24M (deposit + AVD stamp duty HK$830,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,787
−HK$2,852/mo
▼ 0.25% · 3.875%
HK$54,202
−HK$1,437/mo
Today · 4.125%
HK$55,639
baseline
▲ 0.50% · 4.625%
HK$58,571
+HK$2,932/mo
Deposit HK$10.40M · loan HK$10.40M · min. income ≈ HK$111,278/mo (50% DSR)
Upfront cash ≈ HK$11.24M (deposit + AVD stamp duty HK$830,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,939
−HK$3,571/mo
▼ 0.25% · 3.875%
HK$58,710
−HK$1,800/mo
Today · 4.125%
HK$60,510
baseline
▲ 0.50% · 4.625%
HK$64,191
+HK$3,681/mo
Deposit HK$8.32M · loan HK$12.49M · min. income ≈ HK$121,020/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$830,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,344
−HK$3,422/mo
▼ 0.25% · 3.875%
HK$65,043
−HK$1,723/mo
Today · 4.125%
HK$66,766
baseline
▲ 0.50% · 4.625%
HK$70,286
+HK$3,520/mo
Deposit HK$8.32M · loan HK$12.49M · min. income ≈ HK$133,532/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$830,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,429
−HK$4,166/mo
▼ 0.25% · 3.875%
HK$68,495
−HK$2,100/mo
Today · 4.125%
HK$70,595
baseline
▲ 0.50% · 4.625%
HK$74,890
+HK$4,295/mo
Deposit HK$6.24M · loan HK$14.57M · min. income ≈ HK$141,190/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$830,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,901
−HK$3,993/mo
▼ 0.25% · 3.875%
HK$75,883
−HK$2,011/mo
Today · 4.125%
HK$77,894
baseline
▲ 0.50% · 4.625%
HK$82,000
+HK$4,106/mo
Deposit HK$6.24M · loan HK$14.57M · min. income ≈ HK$155,788/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$830,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,409
−HK$5,355/mo
▼ 0.25% · 3.875%
HK$88,065
−HK$2,699/mo
Today · 4.125%
HK$90,764
baseline
▲ 0.50% · 4.625%
HK$96,287
+HK$5,523/mo
Deposit HK$2.08M · loan HK$18.73M · min. income ≈ HK$181,528/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$830,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,016
−HK$5,134/mo
▼ 0.25% · 3.875%
HK$97,564
−HK$2,586/mo
Today · 4.125%
HK$100,150
baseline
▲ 0.50% · 4.625%
HK$105,429
+HK$5,279/mo
Deposit HK$2.08M · loan HK$18.73M · min. income ≈ HK$200,300/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$830,871 · Scale 2, in force from 26 Feb 2026)