LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,450
−HK$2,976/mo
▼ 0.25% · 3.875%
HK$48,926
−HK$1,500/mo
Today · 4.125%
HK$50,426
baseline
▲ 0.50% · 4.625%
HK$53,494
+HK$3,068/mo
Deposit HK$10.40M · loan HK$10.40M · min. income ≈ HK$100,852/mo (50% DSR)
Upfront cash ≈ HK$11.24M (deposit + AVD stamp duty HK$830,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,788
−HK$2,852/mo
▼ 0.25% · 3.875%
HK$54,203
−HK$1,437/mo
Today · 4.125%
HK$55,640
baseline
▲ 0.50% · 4.625%
HK$58,572
+HK$2,932/mo
Deposit HK$10.40M · loan HK$10.40M · min. income ≈ HK$111,280/mo (50% DSR)
Upfront cash ≈ HK$11.24M (deposit + AVD stamp duty HK$830,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,940
−HK$3,571/mo
▼ 0.25% · 3.875%
HK$58,711
−HK$1,800/mo
Today · 4.125%
HK$60,511
baseline
▲ 0.50% · 4.625%
HK$64,193
+HK$3,682/mo
Deposit HK$8.32M · loan HK$12.49M · min. income ≈ HK$121,022/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$830,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,345
−HK$3,422/mo
▼ 0.25% · 3.875%
HK$65,044
−HK$1,723/mo
Today · 4.125%
HK$66,767
baseline
▲ 0.50% · 4.625%
HK$70,287
+HK$3,520/mo
Deposit HK$8.32M · loan HK$12.49M · min. income ≈ HK$133,534/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$830,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,430
−HK$4,166/mo
▼ 0.25% · 3.875%
HK$68,496
−HK$2,100/mo
Today · 4.125%
HK$70,596
baseline
▲ 0.50% · 4.625%
HK$74,891
+HK$4,295/mo
Deposit HK$6.24M · loan HK$14.57M · min. income ≈ HK$141,192/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$830,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,903
−HK$3,992/mo
▼ 0.25% · 3.875%
HK$75,885
−HK$2,010/mo
Today · 4.125%
HK$77,895
baseline
▲ 0.50% · 4.625%
HK$82,001
+HK$4,106/mo
Deposit HK$6.24M · loan HK$14.57M · min. income ≈ HK$155,790/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$830,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,410
−HK$5,356/mo
▼ 0.25% · 3.875%
HK$88,067
−HK$2,699/mo
Today · 4.125%
HK$90,766
baseline
▲ 0.50% · 4.625%
HK$96,289
+HK$5,523/mo
Deposit HK$2.08M · loan HK$18.73M · min. income ≈ HK$181,532/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$830,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,018
−HK$5,133/mo
▼ 0.25% · 3.875%
HK$97,566
−HK$2,585/mo
Today · 4.125%
HK$100,151
baseline
▲ 0.50% · 4.625%
HK$105,430
+HK$5,279/mo
Deposit HK$2.08M · loan HK$18.73M · min. income ≈ HK$200,302/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$830,906 · Scale 2, in force from 26 Feb 2026)