LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,453
−HK$2,975/mo
▼ 0.25% · 3.875%
HK$48,929
−HK$1,499/mo
Today · 4.125%
HK$50,428
baseline
▲ 0.50% · 4.625%
HK$53,497
+HK$3,069/mo
Deposit HK$10.41M · loan HK$10.41M · min. income ≈ HK$100,856/mo (50% DSR)
Upfront cash ≈ HK$11.24M (deposit + AVD stamp duty HK$831,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,791
−HK$2,852/mo
▼ 0.25% · 3.875%
HK$54,206
−HK$1,437/mo
Today · 4.125%
HK$55,643
baseline
▲ 0.50% · 4.625%
HK$58,576
+HK$2,933/mo
Deposit HK$10.41M · loan HK$10.41M · min. income ≈ HK$111,286/mo (50% DSR)
Upfront cash ≈ HK$11.24M (deposit + AVD stamp duty HK$831,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,943
−HK$3,571/mo
▼ 0.25% · 3.875%
HK$58,714
−HK$1,800/mo
Today · 4.125%
HK$60,514
baseline
▲ 0.50% · 4.625%
HK$64,196
+HK$3,682/mo
Deposit HK$8.32M · loan HK$12.49M · min. income ≈ HK$121,028/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$831,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,349
−HK$3,422/mo
▼ 0.25% · 3.875%
HK$65,048
−HK$1,723/mo
Today · 4.125%
HK$66,771
baseline
▲ 0.50% · 4.625%
HK$70,291
+HK$3,520/mo
Deposit HK$8.32M · loan HK$12.49M · min. income ≈ HK$133,542/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$831,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,434
−HK$4,166/mo
▼ 0.25% · 3.875%
HK$68,500
−HK$2,100/mo
Today · 4.125%
HK$70,600
baseline
▲ 0.50% · 4.625%
HK$74,895
+HK$4,295/mo
Deposit HK$6.24M · loan HK$14.57M · min. income ≈ HK$141,200/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$831,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,907
−HK$3,993/mo
▼ 0.25% · 3.875%
HK$75,889
−HK$2,011/mo
Today · 4.125%
HK$77,900
baseline
▲ 0.50% · 4.625%
HK$82,006
+HK$4,106/mo
Deposit HK$6.24M · loan HK$14.57M · min. income ≈ HK$155,800/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$831,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,415
−HK$5,356/mo
▼ 0.25% · 3.875%
HK$88,071
−HK$2,700/mo
Today · 4.125%
HK$90,771
baseline
▲ 0.50% · 4.625%
HK$96,294
+HK$5,523/mo
Deposit HK$2.08M · loan HK$18.73M · min. income ≈ HK$181,542/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$831,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,023
−HK$5,134/mo
▼ 0.25% · 3.875%
HK$97,571
−HK$2,586/mo
Today · 4.125%
HK$100,157
baseline
▲ 0.50% · 4.625%
HK$105,436
+HK$5,279/mo
Deposit HK$2.08M · loan HK$18.73M · min. income ≈ HK$200,314/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$831,019 · Scale 2, in force from 26 Feb 2026)