LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,458
−HK$2,976/mo
▼ 0.25% · 3.875%
HK$48,935
−HK$1,499/mo
Today · 4.125%
HK$50,434
baseline
▲ 0.50% · 4.625%
HK$53,503
+HK$3,069/mo
Deposit HK$10.41M · loan HK$10.41M · min. income ≈ HK$100,868/mo (50% DSR)
Upfront cash ≈ HK$11.24M (deposit + AVD stamp duty HK$831,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,797
−HK$2,852/mo
▼ 0.25% · 3.875%
HK$54,213
−HK$1,436/mo
Today · 4.125%
HK$55,649
baseline
▲ 0.50% · 4.625%
HK$58,583
+HK$2,934/mo
Deposit HK$10.41M · loan HK$10.41M · min. income ≈ HK$111,298/mo (50% DSR)
Upfront cash ≈ HK$11.24M (deposit + AVD stamp duty HK$831,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,950
−HK$3,571/mo
▼ 0.25% · 3.875%
HK$58,722
−HK$1,799/mo
Today · 4.125%
HK$60,521
baseline
▲ 0.50% · 4.625%
HK$64,204
+HK$3,683/mo
Deposit HK$8.33M · loan HK$12.49M · min. income ≈ HK$121,042/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$831,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,356
−HK$3,423/mo
▼ 0.25% · 3.875%
HK$65,056
−HK$1,723/mo
Today · 4.125%
HK$66,779
baseline
▲ 0.50% · 4.625%
HK$70,299
+HK$3,520/mo
Deposit HK$8.33M · loan HK$12.49M · min. income ≈ HK$133,558/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$831,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,442
−HK$4,166/mo
▼ 0.25% · 3.875%
HK$68,508
−HK$2,100/mo
Today · 4.125%
HK$70,608
baseline
▲ 0.50% · 4.625%
HK$74,905
+HK$4,297/mo
Deposit HK$6.24M · loan HK$14.57M · min. income ≈ HK$141,216/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$831,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,916
−HK$3,993/mo
▼ 0.25% · 3.875%
HK$75,898
−HK$2,011/mo
Today · 4.125%
HK$77,909
baseline
▲ 0.50% · 4.625%
HK$82,016
+HK$4,107/mo
Deposit HK$6.24M · loan HK$14.57M · min. income ≈ HK$155,818/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$831,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,425
−HK$5,357/mo
▼ 0.25% · 3.875%
HK$88,082
−HK$2,700/mo
Today · 4.125%
HK$90,782
baseline
▲ 0.50% · 4.625%
HK$96,306
+HK$5,524/mo
Deposit HK$2.08M · loan HK$18.73M · min. income ≈ HK$181,564/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$831,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,035
−HK$5,134/mo
▼ 0.25% · 3.875%
HK$97,583
−HK$2,586/mo
Today · 4.125%
HK$100,169
baseline
▲ 0.50% · 4.625%
HK$105,449
+HK$5,280/mo
Deposit HK$2.08M · loan HK$18.73M · min. income ≈ HK$200,338/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$831,276 · Scale 2, in force from 26 Feb 2026)