LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,459
−HK$2,976/mo
▼ 0.25% · 3.875%
HK$48,935
−HK$1,500/mo
Today · 4.125%
HK$50,435
baseline
▲ 0.50% · 4.625%
HK$53,504
+HK$3,069/mo
Deposit HK$10.41M · loan HK$10.41M · min. income ≈ HK$100,870/mo (50% DSR)
Upfront cash ≈ HK$11.24M (deposit + AVD stamp duty HK$831,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,797
−HK$2,853/mo
▼ 0.25% · 3.875%
HK$54,213
−HK$1,437/mo
Today · 4.125%
HK$55,650
baseline
▲ 0.50% · 4.625%
HK$58,583
+HK$2,933/mo
Deposit HK$10.41M · loan HK$10.41M · min. income ≈ HK$111,300/mo (50% DSR)
Upfront cash ≈ HK$11.24M (deposit + AVD stamp duty HK$831,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,951
−HK$3,571/mo
▼ 0.25% · 3.875%
HK$58,722
−HK$1,800/mo
Today · 4.125%
HK$60,522
baseline
▲ 0.50% · 4.625%
HK$64,204
+HK$3,682/mo
Deposit HK$8.33M · loan HK$12.49M · min. income ≈ HK$121,044/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$831,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,357
−HK$3,423/mo
▼ 0.25% · 3.875%
HK$65,056
−HK$1,724/mo
Today · 4.125%
HK$66,780
baseline
▲ 0.50% · 4.625%
HK$70,300
+HK$3,520/mo
Deposit HK$8.33M · loan HK$12.49M · min. income ≈ HK$133,560/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$831,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,442
−HK$4,167/mo
▼ 0.25% · 3.875%
HK$68,509
−HK$2,100/mo
Today · 4.125%
HK$70,609
baseline
▲ 0.50% · 4.625%
HK$74,905
+HK$4,296/mo
Deposit HK$6.24M · loan HK$14.57M · min. income ≈ HK$141,218/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$831,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,916
−HK$3,994/mo
▼ 0.25% · 3.875%
HK$75,899
−HK$2,011/mo
Today · 4.125%
HK$77,910
baseline
▲ 0.50% · 4.625%
HK$82,017
+HK$4,107/mo
Deposit HK$6.24M · loan HK$14.57M · min. income ≈ HK$155,820/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$831,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,426
−HK$5,357/mo
▼ 0.25% · 3.875%
HK$88,083
−HK$2,700/mo
Today · 4.125%
HK$90,783
baseline
▲ 0.50% · 4.625%
HK$96,307
+HK$5,524/mo
Deposit HK$2.08M · loan HK$18.73M · min. income ≈ HK$181,566/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$831,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,035
−HK$5,135/mo
▼ 0.25% · 3.875%
HK$97,584
−HK$2,586/mo
Today · 4.125%
HK$100,170
baseline
▲ 0.50% · 4.625%
HK$105,450
+HK$5,280/mo
Deposit HK$2.08M · loan HK$18.73M · min. income ≈ HK$200,340/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$831,293 · Scale 2, in force from 26 Feb 2026)