LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,459
−HK$2,977/mo
▼ 0.25% · 3.875%
HK$48,936
−HK$1,500/mo
Today · 4.125%
HK$50,436
baseline
▲ 0.50% · 4.625%
HK$53,504
+HK$3,068/mo
Deposit HK$10.41M · loan HK$10.41M · min. income ≈ HK$100,872/mo (50% DSR)
Upfront cash ≈ HK$11.24M (deposit + AVD stamp duty HK$831,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,798
−HK$2,853/mo
▼ 0.25% · 3.875%
HK$54,214
−HK$1,437/mo
Today · 4.125%
HK$55,651
baseline
▲ 0.50% · 4.625%
HK$58,584
+HK$2,933/mo
Deposit HK$10.41M · loan HK$10.41M · min. income ≈ HK$111,302/mo (50% DSR)
Upfront cash ≈ HK$11.24M (deposit + AVD stamp duty HK$831,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,951
−HK$3,572/mo
▼ 0.25% · 3.875%
HK$58,723
−HK$1,800/mo
Today · 4.125%
HK$60,523
baseline
▲ 0.50% · 4.625%
HK$64,205
+HK$3,682/mo
Deposit HK$8.33M · loan HK$12.49M · min. income ≈ HK$121,046/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$831,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,358
−HK$3,423/mo
▼ 0.25% · 3.875%
HK$65,057
−HK$1,724/mo
Today · 4.125%
HK$66,781
baseline
▲ 0.50% · 4.625%
HK$70,301
+HK$3,520/mo
Deposit HK$8.33M · loan HK$12.49M · min. income ≈ HK$133,562/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$831,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,443
−HK$4,167/mo
▼ 0.25% · 3.875%
HK$68,510
−HK$2,100/mo
Today · 4.125%
HK$70,610
baseline
▲ 0.50% · 4.625%
HK$74,906
+HK$4,296/mo
Deposit HK$6.24M · loan HK$14.57M · min. income ≈ HK$141,220/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$831,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,917
−HK$3,994/mo
▼ 0.25% · 3.875%
HK$75,900
−HK$2,011/mo
Today · 4.125%
HK$77,911
baseline
▲ 0.50% · 4.625%
HK$82,018
+HK$4,107/mo
Deposit HK$6.24M · loan HK$14.57M · min. income ≈ HK$155,822/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$831,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,427
−HK$5,357/mo
▼ 0.25% · 3.875%
HK$88,084
−HK$2,700/mo
Today · 4.125%
HK$90,784
baseline
▲ 0.50% · 4.625%
HK$96,308
+HK$5,524/mo
Deposit HK$2.08M · loan HK$18.73M · min. income ≈ HK$181,568/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$831,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,037
−HK$5,134/mo
▼ 0.25% · 3.875%
HK$97,586
−HK$2,585/mo
Today · 4.125%
HK$100,171
baseline
▲ 0.50% · 4.625%
HK$105,451
+HK$5,280/mo
Deposit HK$2.08M · loan HK$18.73M · min. income ≈ HK$200,342/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$831,322 · Scale 2, in force from 26 Feb 2026)