LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,462
−HK$2,976/mo
▼ 0.25% · 3.875%
HK$48,938
−HK$1,500/mo
Today · 4.125%
HK$50,438
baseline
▲ 0.50% · 4.625%
HK$53,507
+HK$3,069/mo
Deposit HK$10.41M · loan HK$10.41M · min. income ≈ HK$100,876/mo (50% DSR)
Upfront cash ≈ HK$11.24M (deposit + AVD stamp duty HK$831,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,801
−HK$2,853/mo
▼ 0.25% · 3.875%
HK$54,217
−HK$1,437/mo
Today · 4.125%
HK$55,654
baseline
▲ 0.50% · 4.625%
HK$58,587
+HK$2,933/mo
Deposit HK$10.41M · loan HK$10.41M · min. income ≈ HK$111,308/mo (50% DSR)
Upfront cash ≈ HK$11.24M (deposit + AVD stamp duty HK$831,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,954
−HK$3,572/mo
▼ 0.25% · 3.875%
HK$58,726
−HK$1,800/mo
Today · 4.125%
HK$60,526
baseline
▲ 0.50% · 4.625%
HK$64,209
+HK$3,683/mo
Deposit HK$8.33M · loan HK$12.49M · min. income ≈ HK$121,052/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$831,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,361
−HK$3,423/mo
▼ 0.25% · 3.875%
HK$65,060
−HK$1,724/mo
Today · 4.125%
HK$66,784
baseline
▲ 0.50% · 4.625%
HK$70,305
+HK$3,521/mo
Deposit HK$8.33M · loan HK$12.49M · min. income ≈ HK$133,568/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$831,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,447
−HK$4,166/mo
▼ 0.25% · 3.875%
HK$68,513
−HK$2,100/mo
Today · 4.125%
HK$70,613
baseline
▲ 0.50% · 4.625%
HK$74,910
+HK$4,297/mo
Deposit HK$6.24M · loan HK$14.57M · min. income ≈ HK$141,226/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$831,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,921
−HK$3,994/mo
▼ 0.25% · 3.875%
HK$75,904
−HK$2,011/mo
Today · 4.125%
HK$77,915
baseline
▲ 0.50% · 4.625%
HK$82,022
+HK$4,107/mo
Deposit HK$6.24M · loan HK$14.57M · min. income ≈ HK$155,830/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$831,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,431
−HK$5,358/mo
▼ 0.25% · 3.875%
HK$88,089
−HK$2,700/mo
Today · 4.125%
HK$90,789
baseline
▲ 0.50% · 4.625%
HK$96,313
+HK$5,524/mo
Deposit HK$2.08M · loan HK$18.73M · min. income ≈ HK$181,578/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$831,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,042
−HK$5,134/mo
▼ 0.25% · 3.875%
HK$97,591
−HK$2,585/mo
Today · 4.125%
HK$100,176
baseline
▲ 0.50% · 4.625%
HK$105,457
+HK$5,281/mo
Deposit HK$2.08M · loan HK$18.73M · min. income ≈ HK$200,352/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$831,428 · Scale 2, in force from 26 Feb 2026)