LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,463
−HK$2,976/mo
▼ 0.25% · 3.875%
HK$48,939
−HK$1,500/mo
Today · 4.125%
HK$50,439
baseline
▲ 0.50% · 4.625%
HK$53,508
+HK$3,069/mo
Deposit HK$10.41M · loan HK$10.41M · min. income ≈ HK$100,878/mo (50% DSR)
Upfront cash ≈ HK$11.24M (deposit + AVD stamp duty HK$831,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,802
−HK$2,853/mo
▼ 0.25% · 3.875%
HK$54,218
−HK$1,437/mo
Today · 4.125%
HK$55,655
baseline
▲ 0.50% · 4.625%
HK$58,588
+HK$2,933/mo
Deposit HK$10.41M · loan HK$10.41M · min. income ≈ HK$111,310/mo (50% DSR)
Upfront cash ≈ HK$11.24M (deposit + AVD stamp duty HK$831,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,956
−HK$3,571/mo
▼ 0.25% · 3.875%
HK$58,727
−HK$1,800/mo
Today · 4.125%
HK$60,527
baseline
▲ 0.50% · 4.625%
HK$64,210
+HK$3,683/mo
Deposit HK$8.33M · loan HK$12.49M · min. income ≈ HK$121,054/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$831,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,362
−HK$3,424/mo
▼ 0.25% · 3.875%
HK$65,062
−HK$1,724/mo
Today · 4.125%
HK$66,786
baseline
▲ 0.50% · 4.625%
HK$70,306
+HK$3,520/mo
Deposit HK$8.33M · loan HK$12.49M · min. income ≈ HK$133,572/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$831,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,448
−HK$4,167/mo
▼ 0.25% · 3.875%
HK$68,515
−HK$2,100/mo
Today · 4.125%
HK$70,615
baseline
▲ 0.50% · 4.625%
HK$74,912
+HK$4,297/mo
Deposit HK$6.24M · loan HK$14.57M · min. income ≈ HK$141,230/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$831,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,923
−HK$3,994/mo
▼ 0.25% · 3.875%
HK$75,905
−HK$2,012/mo
Today · 4.125%
HK$77,917
baseline
▲ 0.50% · 4.625%
HK$82,024
+HK$4,107/mo
Deposit HK$6.24M · loan HK$14.57M · min. income ≈ HK$155,834/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$831,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,433
−HK$5,358/mo
▼ 0.25% · 3.875%
HK$88,091
−HK$2,700/mo
Today · 4.125%
HK$90,791
baseline
▲ 0.50% · 4.625%
HK$96,315
+HK$5,524/mo
Deposit HK$2.08M · loan HK$18.73M · min. income ≈ HK$181,582/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$831,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,044
−HK$5,135/mo
▼ 0.25% · 3.875%
HK$97,593
−HK$2,586/mo
Today · 4.125%
HK$100,179
baseline
▲ 0.50% · 4.625%
HK$105,459
+HK$5,280/mo
Deposit HK$2.08M · loan HK$18.73M · min. income ≈ HK$200,358/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$831,474 · Scale 2, in force from 26 Feb 2026)