LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,463
−HK$2,977/mo
▼ 0.25% · 3.875%
HK$48,940
−HK$1,500/mo
Today · 4.125%
HK$50,440
baseline
▲ 0.50% · 4.625%
HK$53,509
+HK$3,069/mo
Deposit HK$10.41M · loan HK$10.41M · min. income ≈ HK$100,880/mo (50% DSR)
Upfront cash ≈ HK$11.24M (deposit + AVD stamp duty HK$831,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,803
−HK$2,852/mo
▼ 0.25% · 3.875%
HK$54,219
−HK$1,436/mo
Today · 4.125%
HK$55,655
baseline
▲ 0.50% · 4.625%
HK$58,589
+HK$2,934/mo
Deposit HK$10.41M · loan HK$10.41M · min. income ≈ HK$111,310/mo (50% DSR)
Upfront cash ≈ HK$11.24M (deposit + AVD stamp duty HK$831,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,956
−HK$3,572/mo
▼ 0.25% · 3.875%
HK$58,728
−HK$1,800/mo
Today · 4.125%
HK$60,528
baseline
▲ 0.50% · 4.625%
HK$64,211
+HK$3,683/mo
Deposit HK$8.33M · loan HK$12.49M · min. income ≈ HK$121,056/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$831,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,363
−HK$3,423/mo
▼ 0.25% · 3.875%
HK$65,062
−HK$1,724/mo
Today · 4.125%
HK$66,786
baseline
▲ 0.50% · 4.625%
HK$70,307
+HK$3,521/mo
Deposit HK$8.33M · loan HK$12.49M · min. income ≈ HK$133,572/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$831,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,449
−HK$4,167/mo
▼ 0.25% · 3.875%
HK$68,516
−HK$2,100/mo
Today · 4.125%
HK$70,616
baseline
▲ 0.50% · 4.625%
HK$74,912
+HK$4,296/mo
Deposit HK$6.24M · loan HK$14.57M · min. income ≈ HK$141,232/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$831,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,924
−HK$3,993/mo
▼ 0.25% · 3.875%
HK$75,906
−HK$2,011/mo
Today · 4.125%
HK$77,917
baseline
▲ 0.50% · 4.625%
HK$82,025
+HK$4,108/mo
Deposit HK$6.24M · loan HK$14.57M · min. income ≈ HK$155,834/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$831,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,434
−HK$5,358/mo
▼ 0.25% · 3.875%
HK$88,092
−HK$2,700/mo
Today · 4.125%
HK$90,792
baseline
▲ 0.50% · 4.625%
HK$96,316
+HK$5,524/mo
Deposit HK$2.08M · loan HK$18.73M · min. income ≈ HK$181,584/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$831,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,045
−HK$5,134/mo
▼ 0.25% · 3.875%
HK$97,594
−HK$2,585/mo
Today · 4.125%
HK$100,179
baseline
▲ 0.50% · 4.625%
HK$105,460
+HK$5,281/mo
Deposit HK$2.08M · loan HK$18.73M · min. income ≈ HK$200,358/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$831,493 · Scale 2, in force from 26 Feb 2026)