LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,464
−HK$2,977/mo
▼ 0.25% · 3.875%
HK$48,941
−HK$1,500/mo
Today · 4.125%
HK$50,441
baseline
▲ 0.50% · 4.625%
HK$53,510
+HK$3,069/mo
Deposit HK$10.41M · loan HK$10.41M · min. income ≈ HK$100,882/mo (50% DSR)
Upfront cash ≈ HK$11.24M (deposit + AVD stamp duty HK$831,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,803
−HK$2,853/mo
▼ 0.25% · 3.875%
HK$54,219
−HK$1,437/mo
Today · 4.125%
HK$55,656
baseline
▲ 0.50% · 4.625%
HK$58,590
+HK$2,934/mo
Deposit HK$10.41M · loan HK$10.41M · min. income ≈ HK$111,312/mo (50% DSR)
Upfront cash ≈ HK$11.24M (deposit + AVD stamp duty HK$831,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,957
−HK$3,572/mo
▼ 0.25% · 3.875%
HK$58,729
−HK$1,800/mo
Today · 4.125%
HK$60,529
baseline
▲ 0.50% · 4.625%
HK$64,212
+HK$3,683/mo
Deposit HK$8.33M · loan HK$12.49M · min. income ≈ HK$121,058/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$831,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,364
−HK$3,423/mo
▼ 0.25% · 3.875%
HK$65,063
−HK$1,724/mo
Today · 4.125%
HK$66,787
baseline
▲ 0.50% · 4.625%
HK$70,308
+HK$3,521/mo
Deposit HK$8.33M · loan HK$12.49M · min. income ≈ HK$133,574/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$831,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,450
−HK$4,167/mo
▼ 0.25% · 3.875%
HK$68,517
−HK$2,100/mo
Today · 4.125%
HK$70,617
baseline
▲ 0.50% · 4.625%
HK$74,914
+HK$4,297/mo
Deposit HK$6.24M · loan HK$14.57M · min. income ≈ HK$141,234/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$831,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,925
−HK$3,994/mo
▼ 0.25% · 3.875%
HK$75,907
−HK$2,012/mo
Today · 4.125%
HK$77,919
baseline
▲ 0.50% · 4.625%
HK$82,026
+HK$4,107/mo
Deposit HK$6.24M · loan HK$14.57M · min. income ≈ HK$155,838/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$831,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,435
−HK$5,358/mo
▼ 0.25% · 3.875%
HK$88,093
−HK$2,700/mo
Today · 4.125%
HK$90,793
baseline
▲ 0.50% · 4.625%
HK$96,317
+HK$5,524/mo
Deposit HK$2.08M · loan HK$18.73M · min. income ≈ HK$181,586/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$831,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,046
−HK$5,135/mo
▼ 0.25% · 3.875%
HK$97,595
−HK$2,586/mo
Today · 4.125%
HK$100,181
baseline
▲ 0.50% · 4.625%
HK$105,462
+HK$5,281/mo
Deposit HK$2.08M · loan HK$18.73M · min. income ≈ HK$200,362/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$831,525 · Scale 2, in force from 26 Feb 2026)