LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,465
−HK$2,976/mo
▼ 0.25% · 3.875%
HK$48,941
−HK$1,500/mo
Today · 4.125%
HK$50,441
baseline
▲ 0.50% · 4.625%
HK$53,511
+HK$3,070/mo
Deposit HK$10.41M · loan HK$10.41M · min. income ≈ HK$100,882/mo (50% DSR)
Upfront cash ≈ HK$11.24M (deposit + AVD stamp duty HK$831,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,804
−HK$2,853/mo
▼ 0.25% · 3.875%
HK$54,220
−HK$1,437/mo
Today · 4.125%
HK$55,657
baseline
▲ 0.50% · 4.625%
HK$58,591
+HK$2,934/mo
Deposit HK$10.41M · loan HK$10.41M · min. income ≈ HK$111,314/mo (50% DSR)
Upfront cash ≈ HK$11.24M (deposit + AVD stamp duty HK$831,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,958
−HK$3,572/mo
▼ 0.25% · 3.875%
HK$58,730
−HK$1,800/mo
Today · 4.125%
HK$60,530
baseline
▲ 0.50% · 4.625%
HK$64,213
+HK$3,683/mo
Deposit HK$8.33M · loan HK$12.49M · min. income ≈ HK$121,060/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$831,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,365
−HK$3,424/mo
▼ 0.25% · 3.875%
HK$65,065
−HK$1,724/mo
Today · 4.125%
HK$66,789
baseline
▲ 0.50% · 4.625%
HK$70,309
+HK$3,520/mo
Deposit HK$8.33M · loan HK$12.49M · min. income ≈ HK$133,578/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$831,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,451
−HK$4,167/mo
▼ 0.25% · 3.875%
HK$68,518
−HK$2,100/mo
Today · 4.125%
HK$70,618
baseline
▲ 0.50% · 4.625%
HK$74,915
+HK$4,297/mo
Deposit HK$6.24M · loan HK$14.57M · min. income ≈ HK$141,236/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$831,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,926
−HK$3,994/mo
▼ 0.25% · 3.875%
HK$75,909
−HK$2,011/mo
Today · 4.125%
HK$77,920
baseline
▲ 0.50% · 4.625%
HK$82,027
+HK$4,107/mo
Deposit HK$6.24M · loan HK$14.57M · min. income ≈ HK$155,840/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$831,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,437
−HK$5,358/mo
▼ 0.25% · 3.875%
HK$88,095
−HK$2,700/mo
Today · 4.125%
HK$90,795
baseline
▲ 0.50% · 4.625%
HK$96,319
+HK$5,524/mo
Deposit HK$2.08M · loan HK$18.73M · min. income ≈ HK$181,590/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$831,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,048
−HK$5,135/mo
▼ 0.25% · 3.875%
HK$97,597
−HK$2,586/mo
Today · 4.125%
HK$100,183
baseline
▲ 0.50% · 4.625%
HK$105,464
+HK$5,281/mo
Deposit HK$2.08M · loan HK$18.73M · min. income ≈ HK$200,366/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$831,563 · Scale 2, in force from 26 Feb 2026)