LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,466
−HK$2,977/mo
▼ 0.25% · 3.875%
HK$48,942
−HK$1,501/mo
Today · 4.125%
HK$50,443
baseline
▲ 0.50% · 4.625%
HK$53,512
+HK$3,069/mo
Deposit HK$10.41M · loan HK$10.41M · min. income ≈ HK$100,886/mo (50% DSR)
Upfront cash ≈ HK$11.24M (deposit + AVD stamp duty HK$831,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,805
−HK$2,853/mo
▼ 0.25% · 3.875%
HK$54,222
−HK$1,436/mo
Today · 4.125%
HK$55,658
baseline
▲ 0.50% · 4.625%
HK$58,592
+HK$2,934/mo
Deposit HK$10.41M · loan HK$10.41M · min. income ≈ HK$111,316/mo (50% DSR)
Upfront cash ≈ HK$11.24M (deposit + AVD stamp duty HK$831,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,959
−HK$3,572/mo
▼ 0.25% · 3.875%
HK$58,731
−HK$1,800/mo
Today · 4.125%
HK$60,531
baseline
▲ 0.50% · 4.625%
HK$64,214
+HK$3,683/mo
Deposit HK$8.33M · loan HK$12.49M · min. income ≈ HK$121,062/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$831,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,367
−HK$3,423/mo
▼ 0.25% · 3.875%
HK$65,066
−HK$1,724/mo
Today · 4.125%
HK$66,790
baseline
▲ 0.50% · 4.625%
HK$70,311
+HK$3,521/mo
Deposit HK$8.33M · loan HK$12.49M · min. income ≈ HK$133,580/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$831,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,452
−HK$4,168/mo
▼ 0.25% · 3.875%
HK$68,519
−HK$2,101/mo
Today · 4.125%
HK$70,620
baseline
▲ 0.50% · 4.625%
HK$74,917
+HK$4,297/mo
Deposit HK$6.24M · loan HK$14.57M · min. income ≈ HK$141,240/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$831,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,928
−HK$3,994/mo
▼ 0.25% · 3.875%
HK$75,910
−HK$2,012/mo
Today · 4.125%
HK$77,922
baseline
▲ 0.50% · 4.625%
HK$82,029
+HK$4,107/mo
Deposit HK$6.24M · loan HK$14.57M · min. income ≈ HK$155,844/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$831,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,439
−HK$5,358/mo
▼ 0.25% · 3.875%
HK$88,096
−HK$2,701/mo
Today · 4.125%
HK$90,797
baseline
▲ 0.50% · 4.625%
HK$96,321
+HK$5,524/mo
Deposit HK$2.08M · loan HK$18.73M · min. income ≈ HK$181,594/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$831,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,050
−HK$5,135/mo
▼ 0.25% · 3.875%
HK$97,599
−HK$2,586/mo
Today · 4.125%
HK$100,185
baseline
▲ 0.50% · 4.625%
HK$105,466
+HK$5,281/mo
Deposit HK$2.08M · loan HK$18.73M · min. income ≈ HK$200,370/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$831,609 · Scale 2, in force from 26 Feb 2026)