LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,467
−HK$2,977/mo
▼ 0.25% · 3.875%
HK$48,944
−HK$1,500/mo
Today · 4.125%
HK$50,444
baseline
▲ 0.50% · 4.625%
HK$53,513
+HK$3,069/mo
Deposit HK$10.41M · loan HK$10.41M · min. income ≈ HK$100,888/mo (50% DSR)
Upfront cash ≈ HK$11.24M (deposit + AVD stamp duty HK$831,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,807
−HK$2,853/mo
▼ 0.25% · 3.875%
HK$54,223
−HK$1,437/mo
Today · 4.125%
HK$55,660
baseline
▲ 0.50% · 4.625%
HK$58,594
+HK$2,934/mo
Deposit HK$10.41M · loan HK$10.41M · min. income ≈ HK$111,320/mo (50% DSR)
Upfront cash ≈ HK$11.24M (deposit + AVD stamp duty HK$831,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,961
−HK$3,572/mo
▼ 0.25% · 3.875%
HK$58,732
−HK$1,801/mo
Today · 4.125%
HK$60,533
baseline
▲ 0.50% · 4.625%
HK$64,216
+HK$3,683/mo
Deposit HK$8.33M · loan HK$12.49M · min. income ≈ HK$121,066/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$831,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,368
−HK$3,424/mo
▼ 0.25% · 3.875%
HK$65,068
−HK$1,724/mo
Today · 4.125%
HK$66,792
baseline
▲ 0.50% · 4.625%
HK$70,312
+HK$3,520/mo
Deposit HK$8.33M · loan HK$12.49M · min. income ≈ HK$133,584/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$831,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,454
−HK$4,167/mo
▼ 0.25% · 3.875%
HK$68,521
−HK$2,100/mo
Today · 4.125%
HK$70,621
baseline
▲ 0.50% · 4.625%
HK$74,919
+HK$4,298/mo
Deposit HK$6.24M · loan HK$14.57M · min. income ≈ HK$141,242/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$831,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,930
−HK$3,994/mo
▼ 0.25% · 3.875%
HK$75,912
−HK$2,012/mo
Today · 4.125%
HK$77,924
baseline
▲ 0.50% · 4.625%
HK$82,031
+HK$4,107/mo
Deposit HK$6.24M · loan HK$14.57M · min. income ≈ HK$155,848/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$831,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,441
−HK$5,358/mo
▼ 0.25% · 3.875%
HK$88,099
−HK$2,700/mo
Today · 4.125%
HK$90,799
baseline
▲ 0.50% · 4.625%
HK$96,324
+HK$5,525/mo
Deposit HK$2.08M · loan HK$18.73M · min. income ≈ HK$181,598/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$831,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,052
−HK$5,136/mo
▼ 0.25% · 3.875%
HK$97,601
−HK$2,587/mo
Today · 4.125%
HK$100,188
baseline
▲ 0.50% · 4.625%
HK$105,469
+HK$5,281/mo
Deposit HK$2.08M · loan HK$18.73M · min. income ≈ HK$200,376/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$831,662 · Scale 2, in force from 26 Feb 2026)