LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,470
−HK$2,977/mo
▼ 0.25% · 3.875%
HK$48,947
−HK$1,500/mo
Today · 4.125%
HK$50,447
baseline
▲ 0.50% · 4.625%
HK$53,516
+HK$3,069/mo
Deposit HK$10.41M · loan HK$10.41M · min. income ≈ HK$100,894/mo (50% DSR)
Upfront cash ≈ HK$11.24M (deposit + AVD stamp duty HK$831,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,810
−HK$2,853/mo
▼ 0.25% · 3.875%
HK$54,226
−HK$1,437/mo
Today · 4.125%
HK$55,663
baseline
▲ 0.50% · 4.625%
HK$58,597
+HK$2,934/mo
Deposit HK$10.41M · loan HK$10.41M · min. income ≈ HK$111,326/mo (50% DSR)
Upfront cash ≈ HK$11.24M (deposit + AVD stamp duty HK$831,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,964
−HK$3,572/mo
▼ 0.25% · 3.875%
HK$58,736
−HK$1,800/mo
Today · 4.125%
HK$60,536
baseline
▲ 0.50% · 4.625%
HK$64,220
+HK$3,684/mo
Deposit HK$8.33M · loan HK$12.49M · min. income ≈ HK$121,072/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$831,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,372
−HK$3,424/mo
▼ 0.25% · 3.875%
HK$65,071
−HK$1,725/mo
Today · 4.125%
HK$66,796
baseline
▲ 0.50% · 4.625%
HK$70,316
+HK$3,520/mo
Deposit HK$8.33M · loan HK$12.49M · min. income ≈ HK$133,592/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$831,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,458
−HK$4,167/mo
▼ 0.25% · 3.875%
HK$68,525
−HK$2,100/mo
Today · 4.125%
HK$70,625
baseline
▲ 0.50% · 4.625%
HK$74,923
+HK$4,298/mo
Deposit HK$6.25M · loan HK$14.57M · min. income ≈ HK$141,250/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$831,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,934
−HK$3,994/mo
▼ 0.25% · 3.875%
HK$75,917
−HK$2,011/mo
Today · 4.125%
HK$77,928
baseline
▲ 0.50% · 4.625%
HK$82,036
+HK$4,108/mo
Deposit HK$6.25M · loan HK$14.57M · min. income ≈ HK$155,856/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$831,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,446
−HK$5,358/mo
▼ 0.25% · 3.875%
HK$88,104
−HK$2,700/mo
Today · 4.125%
HK$90,804
baseline
▲ 0.50% · 4.625%
HK$96,329
+HK$5,525/mo
Deposit HK$2.08M · loan HK$18.74M · min. income ≈ HK$181,608/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$831,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,058
−HK$5,135/mo
▼ 0.25% · 3.875%
HK$97,607
−HK$2,586/mo
Today · 4.125%
HK$100,193
baseline
▲ 0.50% · 4.625%
HK$105,475
+HK$5,282/mo
Deposit HK$2.08M · loan HK$18.74M · min. income ≈ HK$200,386/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$831,781 · Scale 2, in force from 26 Feb 2026)