LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,471
−HK$2,976/mo
▼ 0.25% · 3.875%
HK$48,947
−HK$1,500/mo
Today · 4.125%
HK$50,447
baseline
▲ 0.50% · 4.625%
HK$53,517
+HK$3,070/mo
Deposit HK$10.41M · loan HK$10.41M · min. income ≈ HK$100,894/mo (50% DSR)
Upfront cash ≈ HK$11.24M (deposit + AVD stamp duty HK$831,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,810
−HK$2,854/mo
▼ 0.25% · 3.875%
HK$54,227
−HK$1,437/mo
Today · 4.125%
HK$55,664
baseline
▲ 0.50% · 4.625%
HK$58,598
+HK$2,934/mo
Deposit HK$10.41M · loan HK$10.41M · min. income ≈ HK$111,328/mo (50% DSR)
Upfront cash ≈ HK$11.24M (deposit + AVD stamp duty HK$831,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,965
−HK$3,572/mo
▼ 0.25% · 3.875%
HK$58,737
−HK$1,800/mo
Today · 4.125%
HK$60,537
baseline
▲ 0.50% · 4.625%
HK$64,220
+HK$3,683/mo
Deposit HK$8.33M · loan HK$12.49M · min. income ≈ HK$121,074/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$831,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,373
−HK$3,423/mo
▼ 0.25% · 3.875%
HK$65,072
−HK$1,724/mo
Today · 4.125%
HK$66,796
baseline
▲ 0.50% · 4.625%
HK$70,317
+HK$3,521/mo
Deposit HK$8.33M · loan HK$12.49M · min. income ≈ HK$133,592/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$831,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,459
−HK$4,167/mo
▼ 0.25% · 3.875%
HK$68,526
−HK$2,100/mo
Today · 4.125%
HK$70,626
baseline
▲ 0.50% · 4.625%
HK$74,924
+HK$4,298/mo
Deposit HK$6.25M · loan HK$14.57M · min. income ≈ HK$141,252/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$831,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,935
−HK$3,994/mo
▼ 0.25% · 3.875%
HK$75,918
−HK$2,011/mo
Today · 4.125%
HK$77,929
baseline
▲ 0.50% · 4.625%
HK$82,037
+HK$4,108/mo
Deposit HK$6.25M · loan HK$14.57M · min. income ≈ HK$155,858/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$831,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,447
−HK$5,358/mo
▼ 0.25% · 3.875%
HK$88,105
−HK$2,700/mo
Today · 4.125%
HK$90,805
baseline
▲ 0.50% · 4.625%
HK$96,331
+HK$5,526/mo
Deposit HK$2.08M · loan HK$18.74M · min. income ≈ HK$181,610/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$831,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,059
−HK$5,136/mo
▼ 0.25% · 3.875%
HK$97,608
−HK$2,587/mo
Today · 4.125%
HK$100,195
baseline
▲ 0.50% · 4.625%
HK$105,476
+HK$5,281/mo
Deposit HK$2.08M · loan HK$18.74M · min. income ≈ HK$200,390/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$831,807 · Scale 2, in force from 26 Feb 2026)