LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,472
−HK$2,976/mo
▼ 0.25% · 3.875%
HK$48,948
−HK$1,500/mo
Today · 4.125%
HK$50,448
baseline
▲ 0.50% · 4.625%
HK$53,518
+HK$3,070/mo
Deposit HK$10.41M · loan HK$10.41M · min. income ≈ HK$100,896/mo (50% DSR)
Upfront cash ≈ HK$11.24M (deposit + AVD stamp duty HK$831,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,812
−HK$2,853/mo
▼ 0.25% · 3.875%
HK$54,228
−HK$1,437/mo
Today · 4.125%
HK$55,665
baseline
▲ 0.50% · 4.625%
HK$58,599
+HK$2,934/mo
Deposit HK$10.41M · loan HK$10.41M · min. income ≈ HK$111,330/mo (50% DSR)
Upfront cash ≈ HK$11.24M (deposit + AVD stamp duty HK$831,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,966
−HK$3,572/mo
▼ 0.25% · 3.875%
HK$58,738
−HK$1,800/mo
Today · 4.125%
HK$60,538
baseline
▲ 0.50% · 4.625%
HK$64,222
+HK$3,684/mo
Deposit HK$8.33M · loan HK$12.49M · min. income ≈ HK$121,076/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$831,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,374
−HK$3,424/mo
▼ 0.25% · 3.875%
HK$65,074
−HK$1,724/mo
Today · 4.125%
HK$66,798
baseline
▲ 0.50% · 4.625%
HK$70,319
+HK$3,521/mo
Deposit HK$8.33M · loan HK$12.49M · min. income ≈ HK$133,596/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$831,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,460
−HK$4,168/mo
▼ 0.25% · 3.875%
HK$68,527
−HK$2,101/mo
Today · 4.125%
HK$70,628
baseline
▲ 0.50% · 4.625%
HK$74,925
+HK$4,297/mo
Deposit HK$6.25M · loan HK$14.57M · min. income ≈ HK$141,256/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$831,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,936
−HK$3,995/mo
▼ 0.25% · 3.875%
HK$75,919
−HK$2,012/mo
Today · 4.125%
HK$77,931
baseline
▲ 0.50% · 4.625%
HK$82,039
+HK$4,108/mo
Deposit HK$6.25M · loan HK$14.57M · min. income ≈ HK$155,862/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$831,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,449
−HK$5,358/mo
▼ 0.25% · 3.875%
HK$88,107
−HK$2,700/mo
Today · 4.125%
HK$90,807
baseline
▲ 0.50% · 4.625%
HK$96,333
+HK$5,526/mo
Deposit HK$2.08M · loan HK$18.74M · min. income ≈ HK$181,614/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$831,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,061
−HK$5,136/mo
▼ 0.25% · 3.875%
HK$97,610
−HK$2,587/mo
Today · 4.125%
HK$100,197
baseline
▲ 0.50% · 4.625%
HK$105,478
+HK$5,281/mo
Deposit HK$2.08M · loan HK$18.74M · min. income ≈ HK$200,394/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$831,851 · Scale 2, in force from 26 Feb 2026)