LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,476
−HK$2,977/mo
▼ 0.25% · 3.875%
HK$48,952
−HK$1,501/mo
Today · 4.125%
HK$50,453
baseline
▲ 0.50% · 4.625%
HK$53,523
+HK$3,070/mo
Deposit HK$10.41M · loan HK$10.41M · min. income ≈ HK$100,906/mo (50% DSR)
Upfront cash ≈ HK$11.24M (deposit + AVD stamp duty HK$832,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,816
−HK$2,854/mo
▼ 0.25% · 3.875%
HK$54,233
−HK$1,437/mo
Today · 4.125%
HK$55,670
baseline
▲ 0.50% · 4.625%
HK$58,604
+HK$2,934/mo
Deposit HK$10.41M · loan HK$10.41M · min. income ≈ HK$111,340/mo (50% DSR)
Upfront cash ≈ HK$11.24M (deposit + AVD stamp duty HK$832,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,971
−HK$3,572/mo
▼ 0.25% · 3.875%
HK$58,743
−HK$1,800/mo
Today · 4.125%
HK$60,543
baseline
▲ 0.50% · 4.625%
HK$64,227
+HK$3,684/mo
Deposit HK$8.33M · loan HK$12.49M · min. income ≈ HK$121,086/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$832,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,379
−HK$3,425/mo
▼ 0.25% · 3.875%
HK$65,079
−HK$1,725/mo
Today · 4.125%
HK$66,804
baseline
▲ 0.50% · 4.625%
HK$70,325
+HK$3,521/mo
Deposit HK$8.33M · loan HK$12.49M · min. income ≈ HK$133,608/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$832,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,466
−HK$4,168/mo
▼ 0.25% · 3.875%
HK$68,533
−HK$2,101/mo
Today · 4.125%
HK$70,634
baseline
▲ 0.50% · 4.625%
HK$74,932
+HK$4,298/mo
Deposit HK$6.25M · loan HK$14.57M · min. income ≈ HK$141,268/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$832,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,943
−HK$3,995/mo
▼ 0.25% · 3.875%
HK$75,926
−HK$2,012/mo
Today · 4.125%
HK$77,938
baseline
▲ 0.50% · 4.625%
HK$82,046
+HK$4,108/mo
Deposit HK$6.25M · loan HK$14.57M · min. income ≈ HK$155,876/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$832,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,456
−HK$5,359/mo
▼ 0.25% · 3.875%
HK$88,114
−HK$2,701/mo
Today · 4.125%
HK$90,815
baseline
▲ 0.50% · 4.625%
HK$96,341
+HK$5,526/mo
Deposit HK$2.08M · loan HK$18.74M · min. income ≈ HK$181,630/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$832,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,069
−HK$5,136/mo
▼ 0.25% · 3.875%
HK$97,619
−HK$2,586/mo
Today · 4.125%
HK$100,205
baseline
▲ 0.50% · 4.625%
HK$105,487
+HK$5,282/mo
Deposit HK$2.08M · loan HK$18.74M · min. income ≈ HK$200,410/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$832,031 · Scale 2, in force from 26 Feb 2026)