LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,477
−HK$2,977/mo
▼ 0.25% · 3.875%
HK$48,954
−HK$1,500/mo
Today · 4.125%
HK$50,454
baseline
▲ 0.50% · 4.625%
HK$53,524
+HK$3,070/mo
Deposit HK$10.41M · loan HK$10.41M · min. income ≈ HK$100,908/mo (50% DSR)
Upfront cash ≈ HK$11.24M (deposit + AVD stamp duty HK$832,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,818
−HK$2,853/mo
▼ 0.25% · 3.875%
HK$54,234
−HK$1,437/mo
Today · 4.125%
HK$55,671
baseline
▲ 0.50% · 4.625%
HK$58,606
+HK$2,935/mo
Deposit HK$10.41M · loan HK$10.41M · min. income ≈ HK$111,342/mo (50% DSR)
Upfront cash ≈ HK$11.24M (deposit + AVD stamp duty HK$832,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,972
−HK$3,573/mo
▼ 0.25% · 3.875%
HK$58,744
−HK$1,801/mo
Today · 4.125%
HK$60,545
baseline
▲ 0.50% · 4.625%
HK$64,229
+HK$3,684/mo
Deposit HK$8.33M · loan HK$12.49M · min. income ≈ HK$121,090/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$832,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,381
−HK$3,424/mo
▼ 0.25% · 3.875%
HK$65,081
−HK$1,724/mo
Today · 4.125%
HK$66,805
baseline
▲ 0.50% · 4.625%
HK$70,327
+HK$3,522/mo
Deposit HK$8.33M · loan HK$12.49M · min. income ≈ HK$133,610/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$832,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,468
−HK$4,168/mo
▼ 0.25% · 3.875%
HK$68,535
−HK$2,101/mo
Today · 4.125%
HK$70,636
baseline
▲ 0.50% · 4.625%
HK$74,934
+HK$4,298/mo
Deposit HK$6.25M · loan HK$14.57M · min. income ≈ HK$141,272/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$832,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,945
−HK$3,995/mo
▼ 0.25% · 3.875%
HK$75,928
−HK$2,012/mo
Today · 4.125%
HK$77,940
baseline
▲ 0.50% · 4.625%
HK$82,048
+HK$4,108/mo
Deposit HK$6.25M · loan HK$14.57M · min. income ≈ HK$155,880/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$832,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,458
−HK$5,359/mo
▼ 0.25% · 3.875%
HK$88,117
−HK$2,700/mo
Today · 4.125%
HK$90,817
baseline
▲ 0.50% · 4.625%
HK$96,343
+HK$5,526/mo
Deposit HK$2.08M · loan HK$18.74M · min. income ≈ HK$181,634/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$832,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,072
−HK$5,136/mo
▼ 0.25% · 3.875%
HK$97,621
−HK$2,587/mo
Today · 4.125%
HK$100,208
baseline
▲ 0.50% · 4.625%
HK$105,490
+HK$5,282/mo
Deposit HK$2.08M · loan HK$18.74M · min. income ≈ HK$200,416/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$832,086 · Scale 2, in force from 26 Feb 2026)