LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,478
−HK$2,977/mo
▼ 0.25% · 3.875%
HK$48,955
−HK$1,500/mo
Today · 4.125%
HK$50,455
baseline
▲ 0.50% · 4.625%
HK$53,525
+HK$3,070/mo
Deposit HK$10.41M · loan HK$10.41M · min. income ≈ HK$100,910/mo (50% DSR)
Upfront cash ≈ HK$11.24M (deposit + AVD stamp duty HK$832,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,819
−HK$2,853/mo
▼ 0.25% · 3.875%
HK$54,235
−HK$1,437/mo
Today · 4.125%
HK$55,672
baseline
▲ 0.50% · 4.625%
HK$58,607
+HK$2,935/mo
Deposit HK$10.41M · loan HK$10.41M · min. income ≈ HK$111,344/mo (50% DSR)
Upfront cash ≈ HK$11.24M (deposit + AVD stamp duty HK$832,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,973
−HK$3,573/mo
▼ 0.25% · 3.875%
HK$58,746
−HK$1,800/mo
Today · 4.125%
HK$60,546
baseline
▲ 0.50% · 4.625%
HK$64,230
+HK$3,684/mo
Deposit HK$8.33M · loan HK$12.49M · min. income ≈ HK$121,092/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$832,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,382
−HK$3,425/mo
▼ 0.25% · 3.875%
HK$65,082
−HK$1,725/mo
Today · 4.125%
HK$66,807
baseline
▲ 0.50% · 4.625%
HK$70,328
+HK$3,521/mo
Deposit HK$8.33M · loan HK$12.49M · min. income ≈ HK$133,614/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$832,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,469
−HK$4,168/mo
▼ 0.25% · 3.875%
HK$68,536
−HK$2,101/mo
Today · 4.125%
HK$70,637
baseline
▲ 0.50% · 4.625%
HK$74,935
+HK$4,298/mo
Deposit HK$6.25M · loan HK$14.57M · min. income ≈ HK$141,274/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$832,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,946
−HK$3,995/mo
▼ 0.25% · 3.875%
HK$75,929
−HK$2,012/mo
Today · 4.125%
HK$77,941
baseline
▲ 0.50% · 4.625%
HK$82,049
+HK$4,108/mo
Deposit HK$6.25M · loan HK$14.57M · min. income ≈ HK$155,882/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$832,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,460
−HK$5,359/mo
▼ 0.25% · 3.875%
HK$88,118
−HK$2,701/mo
Today · 4.125%
HK$90,819
baseline
▲ 0.50% · 4.625%
HK$96,345
+HK$5,526/mo
Deposit HK$2.08M · loan HK$18.74M · min. income ≈ HK$181,638/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$832,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,073
−HK$5,137/mo
▼ 0.25% · 3.875%
HK$97,623
−HK$2,587/mo
Today · 4.125%
HK$100,210
baseline
▲ 0.50% · 4.625%
HK$105,492
+HK$5,282/mo
Deposit HK$2.08M · loan HK$18.74M · min. income ≈ HK$200,420/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$832,125 · Scale 2, in force from 26 Feb 2026)