LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,479
−HK$2,977/mo
▼ 0.25% · 3.875%
HK$48,956
−HK$1,500/mo
Today · 4.125%
HK$50,456
baseline
▲ 0.50% · 4.625%
HK$53,527
+HK$3,071/mo
Deposit HK$10.41M · loan HK$10.41M · min. income ≈ HK$100,912/mo (50% DSR)
Upfront cash ≈ HK$11.24M (deposit + AVD stamp duty HK$832,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,820
−HK$2,854/mo
▼ 0.25% · 3.875%
HK$54,237
−HK$1,437/mo
Today · 4.125%
HK$55,674
baseline
▲ 0.50% · 4.625%
HK$58,608
+HK$2,934/mo
Deposit HK$10.41M · loan HK$10.41M · min. income ≈ HK$111,348/mo (50% DSR)
Upfront cash ≈ HK$11.24M (deposit + AVD stamp duty HK$832,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,975
−HK$3,573/mo
▼ 0.25% · 3.875%
HK$58,747
−HK$1,801/mo
Today · 4.125%
HK$60,548
baseline
▲ 0.50% · 4.625%
HK$64,232
+HK$3,684/mo
Deposit HK$8.33M · loan HK$12.49M · min. income ≈ HK$121,096/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$832,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,384
−HK$3,424/mo
▼ 0.25% · 3.875%
HK$65,084
−HK$1,724/mo
Today · 4.125%
HK$66,808
baseline
▲ 0.50% · 4.625%
HK$70,330
+HK$3,522/mo
Deposit HK$8.33M · loan HK$12.49M · min. income ≈ HK$133,616/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$832,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,471
−HK$4,168/mo
▼ 0.25% · 3.875%
HK$68,538
−HK$2,101/mo
Today · 4.125%
HK$70,639
baseline
▲ 0.50% · 4.625%
HK$74,937
+HK$4,298/mo
Deposit HK$6.25M · loan HK$14.58M · min. income ≈ HK$141,278/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$832,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,948
−HK$3,995/mo
▼ 0.25% · 3.875%
HK$75,931
−HK$2,012/mo
Today · 4.125%
HK$77,943
baseline
▲ 0.50% · 4.625%
HK$82,052
+HK$4,109/mo
Deposit HK$6.25M · loan HK$14.58M · min. income ≈ HK$155,886/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$832,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,462
−HK$5,360/mo
▼ 0.25% · 3.875%
HK$88,121
−HK$2,701/mo
Today · 4.125%
HK$90,822
baseline
▲ 0.50% · 4.625%
HK$96,348
+HK$5,526/mo
Deposit HK$2.08M · loan HK$18.74M · min. income ≈ HK$181,644/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$832,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,076
−HK$5,137/mo
▼ 0.25% · 3.875%
HK$97,626
−HK$2,587/mo
Today · 4.125%
HK$100,213
baseline
▲ 0.50% · 4.625%
HK$105,495
+HK$5,282/mo
Deposit HK$2.08M · loan HK$18.74M · min. income ≈ HK$200,426/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$832,182 · Scale 2, in force from 26 Feb 2026)