LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,482
−HK$2,978/mo
▼ 0.25% · 3.875%
HK$48,959
−HK$1,501/mo
Today · 4.125%
HK$50,460
baseline
▲ 0.50% · 4.625%
HK$53,530
+HK$3,070/mo
Deposit HK$10.41M · loan HK$10.41M · min. income ≈ HK$100,920/mo (50% DSR)
Upfront cash ≈ HK$11.24M (deposit + AVD stamp duty HK$832,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,824
−HK$2,854/mo
▼ 0.25% · 3.875%
HK$54,240
−HK$1,438/mo
Today · 4.125%
HK$55,678
baseline
▲ 0.50% · 4.625%
HK$58,612
+HK$2,934/mo
Deposit HK$10.41M · loan HK$10.41M · min. income ≈ HK$111,356/mo (50% DSR)
Upfront cash ≈ HK$11.24M (deposit + AVD stamp duty HK$832,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,979
−HK$3,573/mo
▼ 0.25% · 3.875%
HK$58,751
−HK$1,801/mo
Today · 4.125%
HK$60,552
baseline
▲ 0.50% · 4.625%
HK$64,236
+HK$3,684/mo
Deposit HK$8.33M · loan HK$12.49M · min. income ≈ HK$121,104/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$832,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,388
−HK$3,425/mo
▼ 0.25% · 3.875%
HK$65,088
−HK$1,725/mo
Today · 4.125%
HK$66,813
baseline
▲ 0.50% · 4.625%
HK$70,335
+HK$3,522/mo
Deposit HK$8.33M · loan HK$12.49M · min. income ≈ HK$133,626/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$832,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,475
−HK$4,169/mo
▼ 0.25% · 3.875%
HK$68,543
−HK$2,101/mo
Today · 4.125%
HK$70,644
baseline
▲ 0.50% · 4.625%
HK$74,942
+HK$4,298/mo
Deposit HK$6.25M · loan HK$14.58M · min. income ≈ HK$141,288/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$832,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,953
−HK$3,996/mo
▼ 0.25% · 3.875%
HK$75,936
−HK$2,013/mo
Today · 4.125%
HK$77,949
baseline
▲ 0.50% · 4.625%
HK$82,057
+HK$4,108/mo
Deposit HK$6.25M · loan HK$14.58M · min. income ≈ HK$155,898/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$832,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,468
−HK$5,360/mo
▼ 0.25% · 3.875%
HK$88,127
−HK$2,701/mo
Today · 4.125%
HK$90,828
baseline
▲ 0.50% · 4.625%
HK$96,354
+HK$5,526/mo
Deposit HK$2.08M · loan HK$18.74M · min. income ≈ HK$181,656/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$832,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,083
−HK$5,137/mo
▼ 0.25% · 3.875%
HK$97,633
−HK$2,587/mo
Today · 4.125%
HK$100,220
baseline
▲ 0.50% · 4.625%
HK$105,502
+HK$5,282/mo
Deposit HK$2.08M · loan HK$18.74M · min. income ≈ HK$200,440/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$832,325 · Scale 2, in force from 26 Feb 2026)