LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,487
−HK$2,977/mo
▼ 0.25% · 3.875%
HK$48,964
−HK$1,500/mo
Today · 4.125%
HK$50,464
baseline
▲ 0.50% · 4.625%
HK$53,535
+HK$3,071/mo
Deposit HK$10.41M · loan HK$10.41M · min. income ≈ HK$100,928/mo (50% DSR)
Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$832,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,828
−HK$2,854/mo
▼ 0.25% · 3.875%
HK$54,245
−HK$1,437/mo
Today · 4.125%
HK$55,682
baseline
▲ 0.50% · 4.625%
HK$58,618
+HK$2,936/mo
Deposit HK$10.41M · loan HK$10.41M · min. income ≈ HK$111,364/mo (50% DSR)
Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$832,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,984
−HK$3,573/mo
▼ 0.25% · 3.875%
HK$58,756
−HK$1,801/mo
Today · 4.125%
HK$60,557
baseline
▲ 0.50% · 4.625%
HK$64,242
+HK$3,685/mo
Deposit HK$8.33M · loan HK$12.50M · min. income ≈ HK$121,114/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$832,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,394
−HK$3,425/mo
▼ 0.25% · 3.875%
HK$65,094
−HK$1,725/mo
Today · 4.125%
HK$66,819
baseline
▲ 0.50% · 4.625%
HK$70,341
+HK$3,522/mo
Deposit HK$8.33M · loan HK$12.50M · min. income ≈ HK$133,638/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$832,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,481
−HK$4,169/mo
▼ 0.25% · 3.875%
HK$68,549
−HK$2,101/mo
Today · 4.125%
HK$70,650
baseline
▲ 0.50% · 4.625%
HK$74,949
+HK$4,299/mo
Deposit HK$6.25M · loan HK$14.58M · min. income ≈ HK$141,300/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$832,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,960
−HK$3,995/mo
▼ 0.25% · 3.875%
HK$75,943
−HK$2,012/mo
Today · 4.125%
HK$77,955
baseline
▲ 0.50% · 4.625%
HK$82,065
+HK$4,110/mo
Deposit HK$6.25M · loan HK$14.58M · min. income ≈ HK$155,910/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$832,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,476
−HK$5,360/mo
▼ 0.25% · 3.875%
HK$88,135
−HK$2,701/mo
Today · 4.125%
HK$90,836
baseline
▲ 0.50% · 4.625%
HK$96,363
+HK$5,527/mo
Deposit HK$2.08M · loan HK$18.74M · min. income ≈ HK$181,672/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$832,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,091
−HK$5,137/mo
▼ 0.25% · 3.875%
HK$97,641
−HK$2,587/mo
Today · 4.125%
HK$100,228
baseline
▲ 0.50% · 4.625%
HK$105,512
+HK$5,284/mo
Deposit HK$2.08M · loan HK$18.74M · min. income ≈ HK$200,456/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$832,508 · Scale 2, in force from 26 Feb 2026)