LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,488
−HK$2,978/mo
▼ 0.25% · 3.875%
HK$48,965
−HK$1,501/mo
Today · 4.125%
HK$50,466
baseline
▲ 0.50% · 4.625%
HK$53,536
+HK$3,070/mo
Deposit HK$10.41M · loan HK$10.41M · min. income ≈ HK$100,932/mo (50% DSR)
Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$832,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,830
−HK$2,854/mo
▼ 0.25% · 3.875%
HK$54,246
−HK$1,438/mo
Today · 4.125%
HK$55,684
baseline
▲ 0.50% · 4.625%
HK$58,619
+HK$2,935/mo
Deposit HK$10.41M · loan HK$10.41M · min. income ≈ HK$111,368/mo (50% DSR)
Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$832,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,985
−HK$3,574/mo
▼ 0.25% · 3.875%
HK$58,758
−HK$1,801/mo
Today · 4.125%
HK$60,559
baseline
▲ 0.50% · 4.625%
HK$64,244
+HK$3,685/mo
Deposit HK$8.33M · loan HK$12.50M · min. income ≈ HK$121,118/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$832,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,396
−HK$3,425/mo
▼ 0.25% · 3.875%
HK$65,096
−HK$1,725/mo
Today · 4.125%
HK$66,821
baseline
▲ 0.50% · 4.625%
HK$70,343
+HK$3,522/mo
Deposit HK$8.33M · loan HK$12.50M · min. income ≈ HK$133,642/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$832,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,483
−HK$4,169/mo
▼ 0.25% · 3.875%
HK$68,551
−HK$2,101/mo
Today · 4.125%
HK$70,652
baseline
▲ 0.50% · 4.625%
HK$74,951
+HK$4,299/mo
Deposit HK$6.25M · loan HK$14.58M · min. income ≈ HK$141,304/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$832,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,961
−HK$3,996/mo
▼ 0.25% · 3.875%
HK$75,945
−HK$2,012/mo
Today · 4.125%
HK$77,957
baseline
▲ 0.50% · 4.625%
HK$82,067
+HK$4,110/mo
Deposit HK$6.25M · loan HK$14.58M · min. income ≈ HK$155,914/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$832,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,478
−HK$5,360/mo
▼ 0.25% · 3.875%
HK$88,137
−HK$2,701/mo
Today · 4.125%
HK$90,838
baseline
▲ 0.50% · 4.625%
HK$96,365
+HK$5,527/mo
Deposit HK$2.08M · loan HK$18.74M · min. income ≈ HK$181,676/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$832,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,093
−HK$5,138/mo
▼ 0.25% · 3.875%
HK$97,644
−HK$2,587/mo
Today · 4.125%
HK$100,231
baseline
▲ 0.50% · 4.625%
HK$105,514
+HK$5,283/mo
Deposit HK$2.08M · loan HK$18.74M · min. income ≈ HK$200,462/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$832,562 · Scale 2, in force from 26 Feb 2026)