LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,489
−HK$2,978/mo
▼ 0.25% · 3.875%
HK$48,967
−HK$1,500/mo
Today · 4.125%
HK$50,467
baseline
▲ 0.50% · 4.625%
HK$53,538
+HK$3,071/mo
Deposit HK$10.41M · loan HK$10.41M · min. income ≈ HK$100,934/mo (50% DSR)
Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$832,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,831
−HK$2,855/mo
▼ 0.25% · 3.875%
HK$54,248
−HK$1,438/mo
Today · 4.125%
HK$55,686
baseline
▲ 0.50% · 4.625%
HK$58,621
+HK$2,935/mo
Deposit HK$10.41M · loan HK$10.41M · min. income ≈ HK$111,372/mo (50% DSR)
Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$832,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,987
−HK$3,574/mo
▼ 0.25% · 3.875%
HK$58,760
−HK$1,801/mo
Today · 4.125%
HK$60,561
baseline
▲ 0.50% · 4.625%
HK$64,246
+HK$3,685/mo
Deposit HK$8.33M · loan HK$12.50M · min. income ≈ HK$121,122/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$832,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,398
−HK$3,425/mo
▼ 0.25% · 3.875%
HK$65,098
−HK$1,725/mo
Today · 4.125%
HK$66,823
baseline
▲ 0.50% · 4.625%
HK$70,345
+HK$3,522/mo
Deposit HK$8.33M · loan HK$12.50M · min. income ≈ HK$133,646/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$832,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,485
−HK$4,169/mo
▼ 0.25% · 3.875%
HK$68,553
−HK$2,101/mo
Today · 4.125%
HK$70,654
baseline
▲ 0.50% · 4.625%
HK$74,953
+HK$4,299/mo
Deposit HK$6.25M · loan HK$14.58M · min. income ≈ HK$141,308/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$832,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,964
−HK$3,996/mo
▼ 0.25% · 3.875%
HK$75,948
−HK$2,012/mo
Today · 4.125%
HK$77,960
baseline
▲ 0.50% · 4.625%
HK$82,069
+HK$4,109/mo
Deposit HK$6.25M · loan HK$14.58M · min. income ≈ HK$155,920/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$832,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,481
−HK$5,360/mo
▼ 0.25% · 3.875%
HK$88,140
−HK$2,701/mo
Today · 4.125%
HK$90,841
baseline
▲ 0.50% · 4.625%
HK$96,369
+HK$5,528/mo
Deposit HK$2.08M · loan HK$18.74M · min. income ≈ HK$181,682/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$832,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,096
−HK$5,138/mo
▼ 0.25% · 3.875%
HK$97,647
−HK$2,587/mo
Today · 4.125%
HK$100,234
baseline
▲ 0.50% · 4.625%
HK$105,518
+HK$5,284/mo
Deposit HK$2.08M · loan HK$18.74M · min. income ≈ HK$200,468/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$832,631 · Scale 2, in force from 26 Feb 2026)