LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,490
−HK$2,978/mo
▼ 0.25% · 3.875%
HK$48,967
−HK$1,501/mo
Today · 4.125%
HK$50,468
baseline
▲ 0.50% · 4.625%
HK$53,539
+HK$3,071/mo
Deposit HK$10.41M · loan HK$10.41M · min. income ≈ HK$100,936/mo (50% DSR)
Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$832,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,832
−HK$2,854/mo
▼ 0.25% · 3.875%
HK$54,249
−HK$1,437/mo
Today · 4.125%
HK$55,686
baseline
▲ 0.50% · 4.625%
HK$58,622
+HK$2,936/mo
Deposit HK$10.41M · loan HK$10.41M · min. income ≈ HK$111,372/mo (50% DSR)
Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$832,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,988
−HK$3,574/mo
▼ 0.25% · 3.875%
HK$58,761
−HK$1,801/mo
Today · 4.125%
HK$60,562
baseline
▲ 0.50% · 4.625%
HK$64,247
+HK$3,685/mo
Deposit HK$8.33M · loan HK$12.50M · min. income ≈ HK$121,124/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$832,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,398
−HK$3,426/mo
▼ 0.25% · 3.875%
HK$65,099
−HK$1,725/mo
Today · 4.125%
HK$66,824
baseline
▲ 0.50% · 4.625%
HK$70,346
+HK$3,522/mo
Deposit HK$8.33M · loan HK$12.50M · min. income ≈ HK$133,648/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$832,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,486
−HK$4,169/mo
▼ 0.25% · 3.875%
HK$68,554
−HK$2,101/mo
Today · 4.125%
HK$70,655
baseline
▲ 0.50% · 4.625%
HK$74,954
+HK$4,299/mo
Deposit HK$6.25M · loan HK$14.58M · min. income ≈ HK$141,310/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$832,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,965
−HK$3,996/mo
▼ 0.25% · 3.875%
HK$75,949
−HK$2,012/mo
Today · 4.125%
HK$77,961
baseline
▲ 0.50% · 4.625%
HK$82,070
+HK$4,109/mo
Deposit HK$6.25M · loan HK$14.58M · min. income ≈ HK$155,922/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$832,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,482
−HK$5,360/mo
▼ 0.25% · 3.875%
HK$88,141
−HK$2,701/mo
Today · 4.125%
HK$90,842
baseline
▲ 0.50% · 4.625%
HK$96,370
+HK$5,528/mo
Deposit HK$2.08M · loan HK$18.74M · min. income ≈ HK$181,684/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$832,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,098
−HK$5,138/mo
▼ 0.25% · 3.875%
HK$97,648
−HK$2,588/mo
Today · 4.125%
HK$100,236
baseline
▲ 0.50% · 4.625%
HK$105,519
+HK$5,283/mo
Deposit HK$2.08M · loan HK$18.74M · min. income ≈ HK$200,472/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$832,657 · Scale 2, in force from 26 Feb 2026)