LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,494
−HK$2,978/mo
▼ 0.25% · 3.875%
HK$48,971
−HK$1,501/mo
Today · 4.125%
HK$50,472
baseline
▲ 0.50% · 4.625%
HK$53,543
+HK$3,071/mo
Deposit HK$10.41M · loan HK$10.41M · min. income ≈ HK$100,944/mo (50% DSR)
Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$832,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,836
−HK$2,855/mo
▼ 0.25% · 3.875%
HK$54,254
−HK$1,437/mo
Today · 4.125%
HK$55,691
baseline
▲ 0.50% · 4.625%
HK$58,627
+HK$2,936/mo
Deposit HK$10.41M · loan HK$10.41M · min. income ≈ HK$111,382/mo (50% DSR)
Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$832,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,993
−HK$3,574/mo
▼ 0.25% · 3.875%
HK$58,765
−HK$1,802/mo
Today · 4.125%
HK$60,567
baseline
▲ 0.50% · 4.625%
HK$64,252
+HK$3,685/mo
Deposit HK$8.33M · loan HK$12.50M · min. income ≈ HK$121,134/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$832,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,404
−HK$3,425/mo
▼ 0.25% · 3.875%
HK$65,104
−HK$1,725/mo
Today · 4.125%
HK$66,829
baseline
▲ 0.50% · 4.625%
HK$70,352
+HK$3,523/mo
Deposit HK$8.33M · loan HK$12.50M · min. income ≈ HK$133,658/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$832,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,491
−HK$4,170/mo
▼ 0.25% · 3.875%
HK$68,560
−HK$2,101/mo
Today · 4.125%
HK$70,661
baseline
▲ 0.50% · 4.625%
HK$74,961
+HK$4,300/mo
Deposit HK$6.25M · loan HK$14.58M · min. income ≈ HK$141,322/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$832,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,971
−HK$3,996/mo
▼ 0.25% · 3.875%
HK$75,955
−HK$2,012/mo
Today · 4.125%
HK$77,967
baseline
▲ 0.50% · 4.625%
HK$82,077
+HK$4,110/mo
Deposit HK$6.25M · loan HK$14.58M · min. income ≈ HK$155,934/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$832,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,489
−HK$5,361/mo
▼ 0.25% · 3.875%
HK$88,148
−HK$2,702/mo
Today · 4.125%
HK$90,850
baseline
▲ 0.50% · 4.625%
HK$96,378
+HK$5,528/mo
Deposit HK$2.08M · loan HK$18.75M · min. income ≈ HK$181,700/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$832,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,106
−HK$5,138/mo
▼ 0.25% · 3.875%
HK$97,656
−HK$2,588/mo
Today · 4.125%
HK$100,244
baseline
▲ 0.50% · 4.625%
HK$105,528
+HK$5,284/mo
Deposit HK$2.08M · loan HK$18.75M · min. income ≈ HK$200,488/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$832,832 · Scale 2, in force from 26 Feb 2026)