LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,497
−HK$2,978/mo
▼ 0.25% · 3.875%
HK$48,974
−HK$1,501/mo
Today · 4.125%
HK$50,475
baseline
▲ 0.50% · 4.625%
HK$53,546
+HK$3,071/mo
Deposit HK$10.41M · loan HK$10.41M · min. income ≈ HK$100,950/mo (50% DSR)
Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$832,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,839
−HK$2,855/mo
▼ 0.25% · 3.875%
HK$54,257
−HK$1,437/mo
Today · 4.125%
HK$55,694
baseline
▲ 0.50% · 4.625%
HK$58,630
+HK$2,936/mo
Deposit HK$10.41M · loan HK$10.41M · min. income ≈ HK$111,388/mo (50% DSR)
Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$832,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,996
−HK$3,574/mo
▼ 0.25% · 3.875%
HK$58,769
−HK$1,801/mo
Today · 4.125%
HK$60,570
baseline
▲ 0.50% · 4.625%
HK$64,256
+HK$3,686/mo
Deposit HK$8.33M · loan HK$12.50M · min. income ≈ HK$121,140/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$832,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,407
−HK$3,426/mo
▼ 0.25% · 3.875%
HK$65,108
−HK$1,725/mo
Today · 4.125%
HK$66,833
baseline
▲ 0.50% · 4.625%
HK$70,356
+HK$3,523/mo
Deposit HK$8.33M · loan HK$12.50M · min. income ≈ HK$133,666/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$832,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,495
−HK$4,170/mo
▼ 0.25% · 3.875%
HK$68,564
−HK$2,101/mo
Today · 4.125%
HK$70,665
baseline
▲ 0.50% · 4.625%
HK$74,965
+HK$4,300/mo
Deposit HK$6.25M · loan HK$14.58M · min. income ≈ HK$141,330/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$832,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,975
−HK$3,997/mo
▼ 0.25% · 3.875%
HK$75,959
−HK$2,013/mo
Today · 4.125%
HK$77,972
baseline
▲ 0.50% · 4.625%
HK$82,082
+HK$4,110/mo
Deposit HK$6.25M · loan HK$14.58M · min. income ≈ HK$155,944/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$832,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,494
−HK$5,361/mo
▼ 0.25% · 3.875%
HK$88,153
−HK$2,702/mo
Today · 4.125%
HK$90,855
baseline
▲ 0.50% · 4.625%
HK$96,383
+HK$5,528/mo
Deposit HK$2.08M · loan HK$18.75M · min. income ≈ HK$181,710/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$832,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,111
−HK$5,139/mo
▼ 0.25% · 3.875%
HK$97,662
−HK$2,588/mo
Today · 4.125%
HK$100,250
baseline
▲ 0.50% · 4.625%
HK$105,534
+HK$5,284/mo
Deposit HK$2.08M · loan HK$18.75M · min. income ≈ HK$200,500/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$832,948 · Scale 2, in force from 26 Feb 2026)