LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,499
−HK$2,979/mo
▼ 0.25% · 3.875%
HK$48,977
−HK$1,501/mo
Today · 4.125%
HK$50,478
baseline
▲ 0.50% · 4.625%
HK$53,550
+HK$3,072/mo
Deposit HK$10.42M · loan HK$10.42M · min. income ≈ HK$100,956/mo (50% DSR)
Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$833,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,843
−HK$2,855/mo
▼ 0.25% · 3.875%
HK$54,260
−HK$1,438/mo
Today · 4.125%
HK$55,698
baseline
▲ 0.50% · 4.625%
HK$58,633
+HK$2,935/mo
Deposit HK$10.42M · loan HK$10.42M · min. income ≈ HK$111,396/mo (50% DSR)
Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$833,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,999
−HK$3,575/mo
▼ 0.25% · 3.875%
HK$58,772
−HK$1,802/mo
Today · 4.125%
HK$60,574
baseline
▲ 0.50% · 4.625%
HK$64,259
+HK$3,685/mo
Deposit HK$8.33M · loan HK$12.50M · min. income ≈ HK$121,148/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$833,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,411
−HK$3,426/mo
▼ 0.25% · 3.875%
HK$65,112
−HK$1,725/mo
Today · 4.125%
HK$66,837
baseline
▲ 0.50% · 4.625%
HK$70,360
+HK$3,523/mo
Deposit HK$8.33M · loan HK$12.50M · min. income ≈ HK$133,674/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$833,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,499
−HK$4,170/mo
▼ 0.25% · 3.875%
HK$68,568
−HK$2,101/mo
Today · 4.125%
HK$70,669
baseline
▲ 0.50% · 4.625%
HK$74,969
+HK$4,300/mo
Deposit HK$6.25M · loan HK$14.58M · min. income ≈ HK$141,338/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$833,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,980
−HK$3,997/mo
▼ 0.25% · 3.875%
HK$75,964
−HK$2,013/mo
Today · 4.125%
HK$77,977
baseline
▲ 0.50% · 4.625%
HK$82,087
+HK$4,110/mo
Deposit HK$6.25M · loan HK$14.58M · min. income ≈ HK$155,954/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$833,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,499
−HK$5,361/mo
▼ 0.25% · 3.875%
HK$88,158
−HK$2,702/mo
Today · 4.125%
HK$90,860
baseline
▲ 0.50% · 4.625%
HK$96,389
+HK$5,529/mo
Deposit HK$2.08M · loan HK$18.75M · min. income ≈ HK$181,720/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$833,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,117
−HK$5,139/mo
▼ 0.25% · 3.875%
HK$97,668
−HK$2,588/mo
Today · 4.125%
HK$100,256
baseline
▲ 0.50% · 4.625%
HK$105,540
+HK$5,284/mo
Deposit HK$2.08M · loan HK$18.75M · min. income ≈ HK$200,512/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$833,073 · Scale 2, in force from 26 Feb 2026)