LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,501
−HK$2,979/mo
▼ 0.25% · 3.875%
HK$48,978
−HK$1,502/mo
Today · 4.125%
HK$50,480
baseline
▲ 0.50% · 4.625%
HK$53,551
+HK$3,071/mo
Deposit HK$10.42M · loan HK$10.42M · min. income ≈ HK$100,960/mo (50% DSR)
Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$833,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,844
−HK$2,855/mo
▼ 0.25% · 3.875%
HK$54,261
−HK$1,438/mo
Today · 4.125%
HK$55,699
baseline
▲ 0.50% · 4.625%
HK$58,635
+HK$2,936/mo
Deposit HK$10.42M · loan HK$10.42M · min. income ≈ HK$111,398/mo (50% DSR)
Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$833,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,001
−HK$3,575/mo
▼ 0.25% · 3.875%
HK$58,774
−HK$1,802/mo
Today · 4.125%
HK$60,576
baseline
▲ 0.50% · 4.625%
HK$64,261
+HK$3,685/mo
Deposit HK$8.33M · loan HK$12.50M · min. income ≈ HK$121,152/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$833,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,413
−HK$3,426/mo
▼ 0.25% · 3.875%
HK$65,114
−HK$1,725/mo
Today · 4.125%
HK$66,839
baseline
▲ 0.50% · 4.625%
HK$70,362
+HK$3,523/mo
Deposit HK$8.33M · loan HK$12.50M · min. income ≈ HK$133,678/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$833,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,501
−HK$4,170/mo
▼ 0.25% · 3.875%
HK$68,570
−HK$2,101/mo
Today · 4.125%
HK$70,671
baseline
▲ 0.50% · 4.625%
HK$74,972
+HK$4,301/mo
Deposit HK$6.25M · loan HK$14.58M · min. income ≈ HK$141,342/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$833,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,982
−HK$3,997/mo
▼ 0.25% · 3.875%
HK$75,966
−HK$2,013/mo
Today · 4.125%
HK$77,979
baseline
▲ 0.50% · 4.625%
HK$82,089
+HK$4,110/mo
Deposit HK$6.25M · loan HK$14.58M · min. income ≈ HK$155,958/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$833,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,502
−HK$5,361/mo
▼ 0.25% · 3.875%
HK$88,161
−HK$2,702/mo
Today · 4.125%
HK$90,863
baseline
▲ 0.50% · 4.625%
HK$96,392
+HK$5,529/mo
Deposit HK$2.08M · loan HK$18.75M · min. income ≈ HK$181,726/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$833,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,120
−HK$5,139/mo
▼ 0.25% · 3.875%
HK$97,671
−HK$2,588/mo
Today · 4.125%
HK$100,259
baseline
▲ 0.50% · 4.625%
HK$105,543
+HK$5,284/mo
Deposit HK$2.08M · loan HK$18.75M · min. income ≈ HK$200,518/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$833,138 · Scale 2, in force from 26 Feb 2026)