LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,502
−HK$2,978/mo
▼ 0.25% · 3.875%
HK$48,979
−HK$1,501/mo
Today · 4.125%
HK$50,480
baseline
▲ 0.50% · 4.625%
HK$53,552
+HK$3,072/mo
Deposit HK$10.42M · loan HK$10.42M · min. income ≈ HK$100,960/mo (50% DSR)
Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$833,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,845
−HK$2,855/mo
▼ 0.25% · 3.875%
HK$54,262
−HK$1,438/mo
Today · 4.125%
HK$55,700
baseline
▲ 0.50% · 4.625%
HK$58,636
+HK$2,936/mo
Deposit HK$10.42M · loan HK$10.42M · min. income ≈ HK$111,400/mo (50% DSR)
Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$833,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,002
−HK$3,574/mo
▼ 0.25% · 3.875%
HK$58,775
−HK$1,801/mo
Today · 4.125%
HK$60,576
baseline
▲ 0.50% · 4.625%
HK$64,262
+HK$3,686/mo
Deposit HK$8.33M · loan HK$12.50M · min. income ≈ HK$121,152/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$833,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,414
−HK$3,426/mo
▼ 0.25% · 3.875%
HK$65,115
−HK$1,725/mo
Today · 4.125%
HK$66,840
baseline
▲ 0.50% · 4.625%
HK$70,363
+HK$3,523/mo
Deposit HK$8.33M · loan HK$12.50M · min. income ≈ HK$133,680/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$833,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,502
−HK$4,171/mo
▼ 0.25% · 3.875%
HK$68,571
−HK$2,102/mo
Today · 4.125%
HK$70,673
baseline
▲ 0.50% · 4.625%
HK$74,973
+HK$4,300/mo
Deposit HK$6.25M · loan HK$14.58M · min. income ≈ HK$141,346/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$833,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,983
−HK$3,997/mo
▼ 0.25% · 3.875%
HK$75,967
−HK$2,013/mo
Today · 4.125%
HK$77,980
baseline
▲ 0.50% · 4.625%
HK$82,091
+HK$4,111/mo
Deposit HK$6.25M · loan HK$14.58M · min. income ≈ HK$155,960/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$833,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,503
−HK$5,362/mo
▼ 0.25% · 3.875%
HK$88,162
−HK$2,703/mo
Today · 4.125%
HK$90,865
baseline
▲ 0.50% · 4.625%
HK$96,394
+HK$5,529/mo
Deposit HK$2.08M · loan HK$18.75M · min. income ≈ HK$181,730/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$833,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,121
−HK$5,139/mo
▼ 0.25% · 3.875%
HK$97,672
−HK$2,588/mo
Today · 4.125%
HK$100,260
baseline
▲ 0.50% · 4.625%
HK$105,545
+HK$5,285/mo
Deposit HK$2.08M · loan HK$18.75M · min. income ≈ HK$200,520/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$833,169 · Scale 2, in force from 26 Feb 2026)