LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,503
−HK$2,978/mo
▼ 0.25% · 3.875%
HK$48,980
−HK$1,501/mo
Today · 4.125%
HK$50,481
baseline
▲ 0.50% · 4.625%
HK$53,553
+HK$3,072/mo
Deposit HK$10.42M · loan HK$10.42M · min. income ≈ HK$100,962/mo (50% DSR)
Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$833,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,846
−HK$2,855/mo
▼ 0.25% · 3.875%
HK$54,263
−HK$1,438/mo
Today · 4.125%
HK$55,701
baseline
▲ 0.50% · 4.625%
HK$58,637
+HK$2,936/mo
Deposit HK$10.42M · loan HK$10.42M · min. income ≈ HK$111,402/mo (50% DSR)
Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$833,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,003
−HK$3,575/mo
▼ 0.25% · 3.875%
HK$58,776
−HK$1,802/mo
Today · 4.125%
HK$60,578
baseline
▲ 0.50% · 4.625%
HK$64,264
+HK$3,686/mo
Deposit HK$8.33M · loan HK$12.50M · min. income ≈ HK$121,156/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$833,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,415
−HK$3,427/mo
▼ 0.25% · 3.875%
HK$65,116
−HK$1,726/mo
Today · 4.125%
HK$66,842
baseline
▲ 0.50% · 4.625%
HK$70,365
+HK$3,523/mo
Deposit HK$8.33M · loan HK$12.50M · min. income ≈ HK$133,684/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$833,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,504
−HK$4,170/mo
▼ 0.25% · 3.875%
HK$68,572
−HK$2,102/mo
Today · 4.125%
HK$70,674
baseline
▲ 0.50% · 4.625%
HK$74,974
+HK$4,300/mo
Deposit HK$6.25M · loan HK$14.58M · min. income ≈ HK$141,348/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$833,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,985
−HK$3,997/mo
▼ 0.25% · 3.875%
HK$75,969
−HK$2,013/mo
Today · 4.125%
HK$77,982
baseline
▲ 0.50% · 4.625%
HK$82,092
+HK$4,110/mo
Deposit HK$6.25M · loan HK$14.58M · min. income ≈ HK$155,964/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$833,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,505
−HK$5,362/mo
▼ 0.25% · 3.875%
HK$88,164
−HK$2,703/mo
Today · 4.125%
HK$90,867
baseline
▲ 0.50% · 4.625%
HK$96,396
+HK$5,529/mo
Deposit HK$2.08M · loan HK$18.75M · min. income ≈ HK$181,734/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$833,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,123
−HK$5,139/mo
▼ 0.25% · 3.875%
HK$97,674
−HK$2,588/mo
Today · 4.125%
HK$100,262
baseline
▲ 0.50% · 4.625%
HK$105,547
+HK$5,285/mo
Deposit HK$2.08M · loan HK$18.75M · min. income ≈ HK$200,524/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$833,213 · Scale 2, in force from 26 Feb 2026)