LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,504
−HK$2,979/mo
▼ 0.25% · 3.875%
HK$48,981
−HK$1,502/mo
Today · 4.125%
HK$50,483
baseline
▲ 0.50% · 4.625%
HK$53,554
+HK$3,071/mo
Deposit HK$10.42M · loan HK$10.42M · min. income ≈ HK$100,966/mo (50% DSR)
Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$833,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,847
−HK$2,856/mo
▼ 0.25% · 3.875%
HK$54,265
−HK$1,438/mo
Today · 4.125%
HK$55,703
baseline
▲ 0.50% · 4.625%
HK$58,639
+HK$2,936/mo
Deposit HK$10.42M · loan HK$10.42M · min. income ≈ HK$111,406/mo (50% DSR)
Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$833,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,004
−HK$3,575/mo
▼ 0.25% · 3.875%
HK$58,778
−HK$1,801/mo
Today · 4.125%
HK$60,579
baseline
▲ 0.50% · 4.625%
HK$64,265
+HK$3,686/mo
Deposit HK$8.33M · loan HK$12.50M · min. income ≈ HK$121,158/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$833,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,417
−HK$3,426/mo
▼ 0.25% · 3.875%
HK$65,118
−HK$1,725/mo
Today · 4.125%
HK$66,843
baseline
▲ 0.50% · 4.625%
HK$70,367
+HK$3,524/mo
Deposit HK$8.33M · loan HK$12.50M · min. income ≈ HK$133,686/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$833,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,505
−HK$4,171/mo
▼ 0.25% · 3.875%
HK$68,574
−HK$2,102/mo
Today · 4.125%
HK$70,676
baseline
▲ 0.50% · 4.625%
HK$74,976
+HK$4,300/mo
Deposit HK$6.25M · loan HK$14.58M · min. income ≈ HK$141,352/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$833,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,986
−HK$3,998/mo
▼ 0.25% · 3.875%
HK$75,971
−HK$2,013/mo
Today · 4.125%
HK$77,984
baseline
▲ 0.50% · 4.625%
HK$82,094
+HK$4,110/mo
Deposit HK$6.25M · loan HK$14.58M · min. income ≈ HK$155,968/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$833,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,507
−HK$5,362/mo
▼ 0.25% · 3.875%
HK$88,166
−HK$2,703/mo
Today · 4.125%
HK$90,869
baseline
▲ 0.50% · 4.625%
HK$96,398
+HK$5,529/mo
Deposit HK$2.08M · loan HK$18.75M · min. income ≈ HK$181,738/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$833,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,125
−HK$5,140/mo
▼ 0.25% · 3.875%
HK$97,677
−HK$2,588/mo
Today · 4.125%
HK$100,265
baseline
▲ 0.50% · 4.625%
HK$105,550
+HK$5,285/mo
Deposit HK$2.08M · loan HK$18.75M · min. income ≈ HK$200,530/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$833,263 · Scale 2, in force from 26 Feb 2026)