LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,505
−HK$2,979/mo
▼ 0.25% · 3.875%
HK$48,983
−HK$1,501/mo
Today · 4.125%
HK$50,484
baseline
▲ 0.50% · 4.625%
HK$53,556
+HK$3,072/mo
Deposit HK$10.42M · loan HK$10.42M · min. income ≈ HK$100,968/mo (50% DSR)
Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$833,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,849
−HK$2,855/mo
▼ 0.25% · 3.875%
HK$54,266
−HK$1,438/mo
Today · 4.125%
HK$55,704
baseline
▲ 0.50% · 4.625%
HK$58,640
+HK$2,936/mo
Deposit HK$10.42M · loan HK$10.42M · min. income ≈ HK$111,408/mo (50% DSR)
Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$833,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,006
−HK$3,575/mo
▼ 0.25% · 3.875%
HK$58,779
−HK$1,802/mo
Today · 4.125%
HK$60,581
baseline
▲ 0.50% · 4.625%
HK$64,267
+HK$3,686/mo
Deposit HK$8.33M · loan HK$12.50M · min. income ≈ HK$121,162/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$833,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,419
−HK$3,426/mo
▼ 0.25% · 3.875%
HK$65,119
−HK$1,726/mo
Today · 4.125%
HK$66,845
baseline
▲ 0.50% · 4.625%
HK$70,368
+HK$3,523/mo
Deposit HK$8.33M · loan HK$12.50M · min. income ≈ HK$133,690/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$833,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,507
−HK$4,171/mo
▼ 0.25% · 3.875%
HK$68,576
−HK$2,102/mo
Today · 4.125%
HK$70,678
baseline
▲ 0.50% · 4.625%
HK$74,978
+HK$4,300/mo
Deposit HK$6.25M · loan HK$14.58M · min. income ≈ HK$141,356/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$833,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,988
−HK$3,998/mo
▼ 0.25% · 3.875%
HK$75,973
−HK$2,013/mo
Today · 4.125%
HK$77,986
baseline
▲ 0.50% · 4.625%
HK$82,096
+HK$4,110/mo
Deposit HK$6.25M · loan HK$14.58M · min. income ≈ HK$155,972/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$833,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,509
−HK$5,362/mo
▼ 0.25% · 3.875%
HK$88,169
−HK$2,702/mo
Today · 4.125%
HK$90,871
baseline
▲ 0.50% · 4.625%
HK$96,400
+HK$5,529/mo
Deposit HK$2.08M · loan HK$18.75M · min. income ≈ HK$181,742/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$833,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,128
−HK$5,139/mo
▼ 0.25% · 3.875%
HK$97,679
−HK$2,588/mo
Today · 4.125%
HK$100,267
baseline
▲ 0.50% · 4.625%
HK$105,553
+HK$5,286/mo
Deposit HK$2.08M · loan HK$18.75M · min. income ≈ HK$200,534/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$833,319 · Scale 2, in force from 26 Feb 2026)