LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,507
−HK$2,979/mo
▼ 0.25% · 3.875%
HK$48,985
−HK$1,501/mo
Today · 4.125%
HK$50,486
baseline
▲ 0.50% · 4.625%
HK$53,558
+HK$3,072/mo
Deposit HK$10.42M · loan HK$10.42M · min. income ≈ HK$100,972/mo (50% DSR)
Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$833,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,851
−HK$2,855/mo
▼ 0.25% · 3.875%
HK$54,268
−HK$1,438/mo
Today · 4.125%
HK$55,706
baseline
▲ 0.50% · 4.625%
HK$58,643
+HK$2,937/mo
Deposit HK$10.42M · loan HK$10.42M · min. income ≈ HK$111,412/mo (50% DSR)
Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$833,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,008
−HK$3,575/mo
▼ 0.25% · 3.875%
HK$58,781
−HK$1,802/mo
Today · 4.125%
HK$60,583
baseline
▲ 0.50% · 4.625%
HK$64,269
+HK$3,686/mo
Deposit HK$8.33M · loan HK$12.50M · min. income ≈ HK$121,166/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$833,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,421
−HK$3,426/mo
▼ 0.25% · 3.875%
HK$65,122
−HK$1,725/mo
Today · 4.125%
HK$66,847
baseline
▲ 0.50% · 4.625%
HK$70,371
+HK$3,524/mo
Deposit HK$8.33M · loan HK$12.50M · min. income ≈ HK$133,694/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$833,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,510
−HK$4,170/mo
▼ 0.25% · 3.875%
HK$68,578
−HK$2,102/mo
Today · 4.125%
HK$70,680
baseline
▲ 0.50% · 4.625%
HK$74,981
+HK$4,301/mo
Deposit HK$6.25M · loan HK$14.58M · min. income ≈ HK$141,360/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$833,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,991
−HK$3,998/mo
▼ 0.25% · 3.875%
HK$75,976
−HK$2,013/mo
Today · 4.125%
HK$77,989
baseline
▲ 0.50% · 4.625%
HK$82,100
+HK$4,111/mo
Deposit HK$6.25M · loan HK$14.58M · min. income ≈ HK$155,978/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$833,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,512
−HK$5,363/mo
▼ 0.25% · 3.875%
HK$88,172
−HK$2,703/mo
Today · 4.125%
HK$90,875
baseline
▲ 0.50% · 4.625%
HK$96,404
+HK$5,529/mo
Deposit HK$2.08M · loan HK$18.75M · min. income ≈ HK$181,750/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$833,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,132
−HK$5,139/mo
▼ 0.25% · 3.875%
HK$97,683
−HK$2,588/mo
Today · 4.125%
HK$100,271
baseline
▲ 0.50% · 4.625%
HK$105,557
+HK$5,286/mo
Deposit HK$2.08M · loan HK$18.75M · min. income ≈ HK$200,542/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$833,398 · Scale 2, in force from 26 Feb 2026)