LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,510
−HK$2,979/mo
▼ 0.25% · 3.875%
HK$48,988
−HK$1,501/mo
Today · 4.125%
HK$50,489
baseline
▲ 0.50% · 4.625%
HK$53,561
+HK$3,072/mo
Deposit HK$10.42M · loan HK$10.42M · min. income ≈ HK$100,978/mo (50% DSR)
Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$833,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,854
−HK$2,856/mo
▼ 0.25% · 3.875%
HK$54,272
−HK$1,438/mo
Today · 4.125%
HK$55,710
baseline
▲ 0.50% · 4.625%
HK$58,647
+HK$2,937/mo
Deposit HK$10.42M · loan HK$10.42M · min. income ≈ HK$111,420/mo (50% DSR)
Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$833,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,012
−HK$3,575/mo
▼ 0.25% · 3.875%
HK$58,785
−HK$1,802/mo
Today · 4.125%
HK$60,587
baseline
▲ 0.50% · 4.625%
HK$64,274
+HK$3,687/mo
Deposit HK$8.33M · loan HK$12.50M · min. income ≈ HK$121,174/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$833,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,425
−HK$3,427/mo
▼ 0.25% · 3.875%
HK$65,126
−HK$1,726/mo
Today · 4.125%
HK$66,852
baseline
▲ 0.50% · 4.625%
HK$70,376
+HK$3,524/mo
Deposit HK$8.33M · loan HK$12.50M · min. income ≈ HK$133,704/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$833,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,514
−HK$4,171/mo
▼ 0.25% · 3.875%
HK$68,583
−HK$2,102/mo
Today · 4.125%
HK$70,685
baseline
▲ 0.50% · 4.625%
HK$74,986
+HK$4,301/mo
Deposit HK$6.25M · loan HK$14.58M · min. income ≈ HK$141,370/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$833,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,996
−HK$3,998/mo
▼ 0.25% · 3.875%
HK$75,981
−HK$2,013/mo
Today · 4.125%
HK$77,994
baseline
▲ 0.50% · 4.625%
HK$82,105
+HK$4,111/mo
Deposit HK$6.25M · loan HK$14.58M · min. income ≈ HK$155,988/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$833,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,518
−HK$5,363/mo
▼ 0.25% · 3.875%
HK$88,178
−HK$2,703/mo
Today · 4.125%
HK$90,881
baseline
▲ 0.50% · 4.625%
HK$96,411
+HK$5,530/mo
Deposit HK$2.08M · loan HK$18.75M · min. income ≈ HK$181,762/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$833,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,138
−HK$5,140/mo
▼ 0.25% · 3.875%
HK$97,689
−HK$2,589/mo
Today · 4.125%
HK$100,278
baseline
▲ 0.50% · 4.625%
HK$105,564
+HK$5,286/mo
Deposit HK$2.08M · loan HK$18.75M · min. income ≈ HK$200,556/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$833,539 · Scale 2, in force from 26 Feb 2026)