LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,512
−HK$2,979/mo
▼ 0.25% · 3.875%
HK$48,990
−HK$1,501/mo
Today · 4.125%
HK$50,491
baseline
▲ 0.50% · 4.625%
HK$53,563
+HK$3,072/mo
Deposit HK$10.42M · loan HK$10.42M · min. income ≈ HK$100,982/mo (50% DSR)
Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$833,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,856
−HK$2,856/mo
▼ 0.25% · 3.875%
HK$54,274
−HK$1,438/mo
Today · 4.125%
HK$55,712
baseline
▲ 0.50% · 4.625%
HK$58,649
+HK$2,937/mo
Deposit HK$10.42M · loan HK$10.42M · min. income ≈ HK$111,424/mo (50% DSR)
Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$833,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,014
−HK$3,575/mo
▼ 0.25% · 3.875%
HK$58,788
−HK$1,801/mo
Today · 4.125%
HK$60,589
baseline
▲ 0.50% · 4.625%
HK$64,276
+HK$3,687/mo
Deposit HK$8.33M · loan HK$12.50M · min. income ≈ HK$121,178/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$833,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,428
−HK$3,426/mo
▼ 0.25% · 3.875%
HK$65,129
−HK$1,725/mo
Today · 4.125%
HK$66,854
baseline
▲ 0.50% · 4.625%
HK$70,378
+HK$3,524/mo
Deposit HK$8.33M · loan HK$12.50M · min. income ≈ HK$133,708/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$833,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,516
−HK$4,172/mo
▼ 0.25% · 3.875%
HK$68,585
−HK$2,103/mo
Today · 4.125%
HK$70,688
baseline
▲ 0.50% · 4.625%
HK$74,989
+HK$4,301/mo
Deposit HK$6.25M · loan HK$14.59M · min. income ≈ HK$141,376/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$833,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,999
−HK$3,998/mo
▼ 0.25% · 3.875%
HK$75,984
−HK$2,013/mo
Today · 4.125%
HK$77,997
baseline
▲ 0.50% · 4.625%
HK$82,108
+HK$4,111/mo
Deposit HK$6.25M · loan HK$14.59M · min. income ≈ HK$155,994/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$833,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,521
−HK$5,363/mo
▼ 0.25% · 3.875%
HK$88,181
−HK$2,703/mo
Today · 4.125%
HK$90,884
baseline
▲ 0.50% · 4.625%
HK$96,414
+HK$5,530/mo
Deposit HK$2.08M · loan HK$18.75M · min. income ≈ HK$181,768/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$833,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,141
−HK$5,141/mo
▼ 0.25% · 3.875%
HK$97,693
−HK$2,589/mo
Today · 4.125%
HK$100,282
baseline
▲ 0.50% · 4.625%
HK$105,568
+HK$5,286/mo
Deposit HK$2.08M · loan HK$18.75M · min. income ≈ HK$200,564/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$833,615 · Scale 2, in force from 26 Feb 2026)