LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,513
−HK$2,979/mo
▼ 0.25% · 3.875%
HK$48,991
−HK$1,501/mo
Today · 4.125%
HK$50,492
baseline
▲ 0.50% · 4.625%
HK$53,565
+HK$3,073/mo
Deposit HK$10.42M · loan HK$10.42M · min. income ≈ HK$100,984/mo (50% DSR)
Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$833,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,858
−HK$2,855/mo
▼ 0.25% · 3.875%
HK$54,275
−HK$1,438/mo
Today · 4.125%
HK$55,713
baseline
▲ 0.50% · 4.625%
HK$58,650
+HK$2,937/mo
Deposit HK$10.42M · loan HK$10.42M · min. income ≈ HK$111,426/mo (50% DSR)
Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$833,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,016
−HK$3,575/mo
▼ 0.25% · 3.875%
HK$58,789
−HK$1,802/mo
Today · 4.125%
HK$60,591
baseline
▲ 0.50% · 4.625%
HK$64,278
+HK$3,687/mo
Deposit HK$8.33M · loan HK$12.50M · min. income ≈ HK$121,182/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$833,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,429
−HK$3,427/mo
▼ 0.25% · 3.875%
HK$65,130
−HK$1,726/mo
Today · 4.125%
HK$66,856
baseline
▲ 0.50% · 4.625%
HK$70,380
+HK$3,524/mo
Deposit HK$8.33M · loan HK$12.50M · min. income ≈ HK$133,712/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$833,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,518
−HK$4,171/mo
▼ 0.25% · 3.875%
HK$68,587
−HK$2,102/mo
Today · 4.125%
HK$70,689
baseline
▲ 0.50% · 4.625%
HK$74,991
+HK$4,302/mo
Deposit HK$6.25M · loan HK$14.59M · min. income ≈ HK$141,378/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$833,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,001
−HK$3,998/mo
▼ 0.25% · 3.875%
HK$75,985
−HK$2,014/mo
Today · 4.125%
HK$77,999
baseline
▲ 0.50% · 4.625%
HK$82,110
+HK$4,111/mo
Deposit HK$6.25M · loan HK$14.59M · min. income ≈ HK$155,998/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$833,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,523
−HK$5,363/mo
▼ 0.25% · 3.875%
HK$88,184
−HK$2,702/mo
Today · 4.125%
HK$90,886
baseline
▲ 0.50% · 4.625%
HK$96,417
+HK$5,531/mo
Deposit HK$2.08M · loan HK$18.75M · min. income ≈ HK$181,772/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$833,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,144
−HK$5,140/mo
▼ 0.25% · 3.875%
HK$97,695
−HK$2,589/mo
Today · 4.125%
HK$100,284
baseline
▲ 0.50% · 4.625%
HK$105,570
+HK$5,286/mo
Deposit HK$2.08M · loan HK$18.75M · min. income ≈ HK$200,568/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$833,666 · Scale 2, in force from 26 Feb 2026)