LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,513
−HK$2,980/mo
▼ 0.25% · 3.875%
HK$48,991
−HK$1,502/mo
Today · 4.125%
HK$50,493
baseline
▲ 0.50% · 4.625%
HK$53,565
+HK$3,072/mo
Deposit HK$10.42M · loan HK$10.42M · min. income ≈ HK$100,986/mo (50% DSR)
Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$833,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,858
−HK$2,856/mo
▼ 0.25% · 3.875%
HK$54,276
−HK$1,438/mo
Today · 4.125%
HK$55,714
baseline
▲ 0.50% · 4.625%
HK$58,651
+HK$2,937/mo
Deposit HK$10.42M · loan HK$10.42M · min. income ≈ HK$111,428/mo (50% DSR)
Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$833,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,016
−HK$3,576/mo
▼ 0.25% · 3.875%
HK$58,790
−HK$1,802/mo
Today · 4.125%
HK$60,592
baseline
▲ 0.50% · 4.625%
HK$64,278
+HK$3,686/mo
Deposit HK$8.33M · loan HK$12.50M · min. income ≈ HK$121,184/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$833,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,430
−HK$3,427/mo
▼ 0.25% · 3.875%
HK$65,131
−HK$1,726/mo
Today · 4.125%
HK$66,857
baseline
▲ 0.50% · 4.625%
HK$70,381
+HK$3,524/mo
Deposit HK$8.33M · loan HK$12.50M · min. income ≈ HK$133,714/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$833,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,519
−HK$4,171/mo
▼ 0.25% · 3.875%
HK$68,588
−HK$2,102/mo
Today · 4.125%
HK$70,690
baseline
▲ 0.50% · 4.625%
HK$74,992
+HK$4,302/mo
Deposit HK$6.25M · loan HK$14.59M · min. income ≈ HK$141,380/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$833,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,002
−HK$3,998/mo
▼ 0.25% · 3.875%
HK$75,986
−HK$2,014/mo
Today · 4.125%
HK$78,000
baseline
▲ 0.50% · 4.625%
HK$82,111
+HK$4,111/mo
Deposit HK$6.25M · loan HK$14.59M · min. income ≈ HK$156,000/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$833,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,524
−HK$5,363/mo
▼ 0.25% · 3.875%
HK$88,185
−HK$2,702/mo
Today · 4.125%
HK$90,887
baseline
▲ 0.50% · 4.625%
HK$96,418
+HK$5,531/mo
Deposit HK$2.08M · loan HK$18.75M · min. income ≈ HK$181,774/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$833,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,145
−HK$5,140/mo
▼ 0.25% · 3.875%
HK$97,697
−HK$2,588/mo
Today · 4.125%
HK$100,285
baseline
▲ 0.50% · 4.625%
HK$105,571
+HK$5,286/mo
Deposit HK$2.08M · loan HK$18.75M · min. income ≈ HK$200,570/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$833,690 · Scale 2, in force from 26 Feb 2026)