LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,515
−HK$2,979/mo
▼ 0.25% · 3.875%
HK$48,993
−HK$1,501/mo
Today · 4.125%
HK$50,494
baseline
▲ 0.50% · 4.625%
HK$53,567
+HK$3,073/mo
Deposit HK$10.42M · loan HK$10.42M · min. income ≈ HK$100,988/mo (50% DSR)
Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$833,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,860
−HK$2,855/mo
▼ 0.25% · 3.875%
HK$54,277
−HK$1,438/mo
Today · 4.125%
HK$55,715
baseline
▲ 0.50% · 4.625%
HK$58,652
+HK$2,937/mo
Deposit HK$10.42M · loan HK$10.42M · min. income ≈ HK$111,430/mo (50% DSR)
Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$833,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,018
−HK$3,575/mo
▼ 0.25% · 3.875%
HK$58,791
−HK$1,802/mo
Today · 4.125%
HK$60,593
baseline
▲ 0.50% · 4.625%
HK$64,280
+HK$3,687/mo
Deposit HK$8.33M · loan HK$12.50M · min. income ≈ HK$121,186/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$833,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,431
−HK$3,427/mo
▼ 0.25% · 3.875%
HK$65,133
−HK$1,725/mo
Today · 4.125%
HK$66,858
baseline
▲ 0.50% · 4.625%
HK$70,383
+HK$3,525/mo
Deposit HK$8.33M · loan HK$12.50M · min. income ≈ HK$133,716/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$833,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,520
−HK$4,172/mo
▼ 0.25% · 3.875%
HK$68,590
−HK$2,102/mo
Today · 4.125%
HK$70,692
baseline
▲ 0.50% · 4.625%
HK$74,993
+HK$4,301/mo
Deposit HK$6.25M · loan HK$14.59M · min. income ≈ HK$141,384/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$833,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,003
−HK$3,999/mo
▼ 0.25% · 3.875%
HK$75,988
−HK$2,014/mo
Today · 4.125%
HK$78,002
baseline
▲ 0.50% · 4.625%
HK$82,113
+HK$4,111/mo
Deposit HK$6.25M · loan HK$14.59M · min. income ≈ HK$156,004/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$833,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,526
−HK$5,364/mo
▼ 0.25% · 3.875%
HK$88,187
−HK$2,703/mo
Today · 4.125%
HK$90,890
baseline
▲ 0.50% · 4.625%
HK$96,420
+HK$5,530/mo
Deposit HK$2.08M · loan HK$18.75M · min. income ≈ HK$181,780/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$833,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,147
−HK$5,141/mo
▼ 0.25% · 3.875%
HK$97,699
−HK$2,589/mo
Today · 4.125%
HK$100,288
baseline
▲ 0.50% · 4.625%
HK$105,574
+HK$5,286/mo
Deposit HK$2.08M · loan HK$18.75M · min. income ≈ HK$200,576/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$833,740 · Scale 2, in force from 26 Feb 2026)